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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2513 reviews)

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4.95

Based on 2,513 reviews, last reviewed 10th Sep 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Good Company I am determined to share this information with the public to help other scam victims. Special thanks to BsbForensic. com for their outstanding work in... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2513)

Best credit card

Very easy to use and also very convenient Reviewed on: 4th March 2024

Love Monzo.

Love Monzo. Everything is great and products are fantastic. Reviewed on: 4th March 2024

Amazing bank

Never had an issue. Staff are amazing if you need help. Best bank out there Reviewed on: 3rd March 2024

Fantastic bank they’ve best staff

Fantastic bank they’ve best staff Reviewed on: 1st March 2024

Monzo has the best services (products) on the market !

Monzo has the best services (products) on the market ! Reviewed on: 1st March 2024

Monzo flex- genius

It gives you more control over the payments than you normally would with any other credit card. The fact you can make a purchase in your account and unto 2 weeks later have it on your credit card is genius Reviewed on: 26th February 2024

Monzo Flex has the best app on the market!

Monzo Flex is easy to use, provides excellent value for money and has one of the best apps on the market for managing your money. Unlike other credit cards you can dial down on each purchase and choose an individual plan for paying it off. This allows you to 'flex' larger purchases over a longer period of time if required. It's easy to see when a payment is due and forecast what future payments are likely to be. It's has the most user friendly experience of any credit card I've used and I've been really pleased with the service. Reviewed on: 26th February 2024

I once missed a payment and Monzo kindly allowed me...

I once missed a payment and Monzo kindly allowed me in a 30 day free window which allowed me to have less stress and comfortably pay the flex payment with no issues Reviewed on: 22nd February 2024

Monzo offer me a flex when I need the most

Monzo offer me a flex when I need the most Reviewed on: 22nd February 2024

i have tired many different banks but this is the on...

i have tired many different banks but this is the only one that has worked for me, i think flex is one of the best features it allows me to have some sort of credit but i know it won't get me into trouble as it is so easy to manage Reviewed on: 22nd February 2024

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