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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

61% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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Monzo Flex Credit Card reviews (2506)

Very convenient, simple and easy to use and keep track.

Very convenient, simple and easy to use and keep track. Reviewed on: 18th January 2024

Easy to manage

Easiest credit card you’ll ever manage, whether you’re making use of the 0% 3mo or spreading purchases over a longer period. You know exactly what interest you’re paying on which purchases and can easily switch payment durations or pay in full. Reviewed on: 18th January 2024

Thoughtful and creative approach to credit

Thoughtful and creative approach to credit, combining the best of BNPL and credit card products. I really like the ease of splitting payments and being able to balance short-term zero-cost credit v long-term repayments. Reviewed on: 18th January 2024

Brilliant Flex options easy and very friendly company.

Brilliant Flex options easy and very friendly company. Easy to organise payments. Monzo team always come out with great ideas Reviewed on: 18th January 2024

Great banking service, super user friendly app, info...

Great banking service, super user friendly app, informative and quick responding staff. I love banking with Monzo. Reviewed on: 18th January 2024

Nothing is too much for Monzo.

Nothing is too much for Monzo... Very friendly abd helpful staff Reviewed on: 18th January 2024

Best bank to join by a mile!!

Since joining Monzo, I have a personal, business and Monzo flex account with them. Their customer service, application ease of use and value as a bank is amazing! I would highly recommend them and do recommend them to everyone I can! Keep up the amazing work! Reviewed on: 18th January 2024

Monzo make everything clear up front and give lots o...

Monzo make everything clear up front and give lots of options when it comes to borrowing any money from them. The Flex card has been an absolute game-changer in terms of combining a classic credit card with the buy now, pay later options. Reviewed on: 18th January 2024

I’m always recommending Monzo and Monzo flex!

I’m always recommending Monzo and Monzo flex! They’re so forward thinking in their approach, customer centricity certainly seems to be innate at Monzo. And their social media content is also spot on! Reviewed on: 18th January 2024

Quick, Simple and Personalised

Ive been using flex for over a year now and never had to question my decision. Top reasons: quick, simple, personalised, cost efficient. Reviewed on: 18th January 2024

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