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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

I’ve always found Monzo easy to use, it’s been my ma...

I’ve always found Monzo easy to use, it’s been my main bank for the past few years and I wouldn’t go back, flex is a great way to buy larger things and pay slowly Reviewed on: 21st January 2024

Monzo is great as it preempts you to manage your mon...

Monzo is great as it preempts you to manage your money and is very easy to use Reviewed on: 21st January 2024

Best credit card I 've had

Good flexible way to get credit, and very good credit terms for interest free Reviewed on: 21st January 2024

Straightforward.

Straightforward. Customer focused. Helpful. Transparent Reviewed on: 21st January 2024

I enjoy the service Monzo offer to me as their cus...

I enjoy the service Monzo offer to me as their customer,I love the flexibility payment on my monzo flex card Reviewed on: 21st January 2024

Will always recommend Monzo!

I use Monzo for my current account, business and flex! I wouldn’t go anywhere else. It is so user friendly! Reviewed on: 21st January 2024

Monzo is the best bank EVER!!

Monzo is the best bank that has ever existed. Their comprehensive way of providing credit options is unique. Flex has allowed me to control my finances in a stress-free way, allowing me to enjoy my life much more. I am so grateful for this bank. Thank you so much! Reviewed on: 21st January 2024

Feel in control of your money

I use this all the time to stretch payments. I feel in control of my money Reviewed on: 21st January 2024

Monzo have been intuitive since the start.

Monzo have been intuitive since the start. I was advised to open an account by a friend and at once started to see the benefit. Reviewed on: 21st January 2024

Easier to use than any other credit card I’ve had.

Easier to use than any other credit card I’ve had. Everything clear as day, no guess work. Know exactly where I’m up to at all times. Reviewed on: 21st January 2024

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