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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

I enjoy the service Monzo offer to me as their cus...

I enjoy the service Monzo offer to me as their customer,I love the flexibility payment on my monzo flex card Reviewed on: 21st January 2024

Will always recommend Monzo!

I use Monzo for my current account, business and flex! I wouldn’t go anywhere else. It is so user friendly! Reviewed on: 21st January 2024

Monzo is the best bank EVER!!

Monzo is the best bank that has ever existed. Their comprehensive way of providing credit options is unique. Flex has allowed me to control my finances in a stress-free way, allowing me to enjoy my life much more. I am so grateful for this bank. Thank you so much! Reviewed on: 21st January 2024

Feel in control of your money

I use this all the time to stretch payments. I feel in control of my money Reviewed on: 21st January 2024

Monzo have been intuitive since the start.

Monzo have been intuitive since the start. I was advised to open an account by a friend and at once started to see the benefit. Reviewed on: 21st January 2024

Easier to use than any other credit card I’ve had.

Easier to use than any other credit card I’ve had. Everything clear as day, no guess work. Know exactly where I’m up to at all times. Reviewed on: 21st January 2024

Really simple to use, you can either use your dedica...

Really simple to use, you can either use your dedicated card or select an item from your account and flex. Easy to select your payment period and if you choose longer than 3 months it details what interest you pay! Reviewed on: 21st January 2024

The experience is pretty smooth with transaction til...

The experience is pretty smooth with transaction till selection of monthly payment. No hidden charges at all. Reviewed on: 21st January 2024

Monzo is just so easy to use.

Monzo is just so easy to use. Its user interface is intuitive. I like their Monzo Flex that I like the most since it allows me to divide my payments without interest. Reviewed on: 20th January 2024

So easy to use Monzo & to save a little

So easy to use Monzo on the phone, and easy to secure as well using face ID. The ability to put money into a savings pot with good interest rate ant a single click, knowing I can get back the second I need the money, and how simple it is to round up my purchases together mean that I’m saving for the first time in my life - painlessly. The new cash back feature with some shops restaurants travel companies etc has also meant cash back on Xmas presents and essentials at times. Reviewed on: 20th January 2024

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