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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.97
Based on 3,086 reviews, last reviewed 27th Mar 2026
57000% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026
Hugo Marfani's avatar
Hugo Marfani

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
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JN
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Amazing Monzo

5
Clean UI. Monzo flex is amazing and easy to use. Good features like savings accounts. Brilliant for oversea use. Reviewed on: 19th January 2024
Tom P's avatar
Tom P

Easy, accessable and cheap

5
It's really easy to use and works natively in the app. If I pay it off soon I don't even get charged for the service so I can build a credit record. Another great feature is that it works in the same way that a normal card does. Reviewed on: 19th January 2024
DrSirKyle's avatar
DrSirKyle

I started Monzo flex last year and it’s been great I...

5
I started Monzo flex last year and it’s been great I’ve been able to purchase things that I wouldn’t of been able to otherwise I have a £3000 limit and the payment options are very good and now we have the 2 year option it’s made things even easier Reviewed on: 19th January 2024
Jason's avatar
Jason

So easy to flex those larger payments over 3 months,...

5
So easy to flex those larger payments over 3 months, dentist bills or unexpected home emergencies are now less stressful and easier to manage. Monzo make it seamless. Reviewed on: 19th January 2024
Colin M's avatar
Colin M

With all the features monzo provides I am always ver...

5
With all the features monzo provides I am always very aware of my financial situation and confident that everything is organised correctly. Reviewed on: 19th January 2024
Jc's avatar
Jc

Credit without the rates

5
Monzo Flex allows me to use credit without the danger of interest rates. Reviewed on: 19th January 2024
Deanways's avatar
Deanways

Great Credit

5
It has helped me a lot when I have had to pay for big amount of sums. I particularly love the interest free period to clear the sum. Reviewed on: 19th January 2024
Krish's avatar
Krish

The switch from a traditional bank was easy!!

5
The switch from a “traditional” bank was easy and the level of service and products they offer is really great. They have also been really proactive in offering higher interest rates compared to others and with easier access. Reviewed on: 19th January 2024
George D's avatar
George D

Really really good

5
I’ve used it since the start and it has allowed me amazing things, giving me way more freedom and making me feel better about money. The updates since have been really good. Reviewed on: 19th January 2024
DL's avatar
DL

Recommended

5
Good quality service. Amazing customer service. Overall highly recommended! Reviewed on: 19th January 2024
Maki's avatar
Maki

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