Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

I have been using monzo for long time , no...

I have been using monzo for long time , no complaints Reviewed on: 22nd January 2024

Great bank, great product.

Great bank, great product. Flexible products, a forward thinking bank. Reviewed on: 22nd January 2024

Can’t fault it!

Easy to use app. Great customer support. Features to allow me easier methods of managing my money overall across all accounts. Reviewed on: 22nd January 2024

Really great service would recommend to anyone

Really great service, would recommend to anyone Reviewed on: 22nd January 2024

Best bank and always improving!

Best bank and always improving! Dont ever change Reviewed on: 22nd January 2024

verry good service and verry frendely

verry good service and verry frendely Reviewed on: 22nd January 2024

Monzo is really flexible, easy to use and Flex gives...

Monzo is really flexible, easy to use and Flex gives you the option to spread those bigger payments, interest free for three months. Just brilliant Reviewed on: 22nd January 2024

Very cool

Very cool. I advised my family to join Monzo due to the great features it offers and ease of use Reviewed on: 21st January 2024

So easy to use and manage.

So easy to use and manage. Great choices for payments and the ease of paying early too. I’ve told so many people about it as it comes in so handy. Reviewed on: 21st January 2024

Monzo makes managing my money simple, which is great...

Monzo makes managing my money simple, which is great, because I traditionally am terrible at this! The app is great and customer service when rarely needed has been excellent. The products and services available are really innovative - flex is really smart, virtual cards useful, pots amazing. Love it all really! Reviewed on: 21st January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.82 from 123701 reviews
Purchase credit cards
from MBNA 2.92 from 196 reviews
Select Credit Card
from Nationwide 3.82 from 14 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub