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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Best bank and always improving!

Best bank and always improving! Dont ever change Reviewed on: 22nd January 2024

verry good service and verry frendely

verry good service and verry frendely Reviewed on: 22nd January 2024

Monzo is really flexible, easy to use and Flex gives...

Monzo is really flexible, easy to use and Flex gives you the option to spread those bigger payments, interest free for three months. Just brilliant Reviewed on: 22nd January 2024

Very cool

Very cool. I advised my family to join Monzo due to the great features it offers and ease of use Reviewed on: 21st January 2024

So easy to use and manage.

So easy to use and manage. Great choices for payments and the ease of paying early too. I’ve told so many people about it as it comes in so handy. Reviewed on: 21st January 2024

Monzo makes managing my money simple, which is great...

Monzo makes managing my money simple, which is great, because I traditionally am terrible at this! The app is great and customer service when rarely needed has been excellent. The products and services available are really innovative - flex is really smart, virtual cards useful, pots amazing. Love it all really! Reviewed on: 21st January 2024

Perfect for the modern day.

Perfect for the modern day. App first approach. Reviewed on: 21st January 2024

I love monzo.

I love monzo. I love the monzo flex, and the ease of banking and the ease of banking app Reviewed on: 21st January 2024

Monzo is great!

I have been using monzo for a few years. They are good and fair and the all is really easy to use. Reviewed on: 21st January 2024

Flex is an invaluable tool which helps you manage th...

Flex is an invaluable tool which helps you manage those last minute expenses by letting you break payments down into as many payments as you require. Monzo is always up-front about any interest you may have to pay, though I mostly make use of their three months interest free breakdown - costs you nothing and helps to build your credit score! Reviewed on: 21st January 2024

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