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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2510)

So easy to use and repayments due are made simple.

So easy to use and repayments due are made simple. App makes this easy to manage and the interest free short repayment options make this better than any other credit card ive used Reviewed on: 18th January 2024

Monzo is by far the best!

Monzo is by far the best, in my opinion it’s easy to use, I can understand how to manage my money better. I’ve never had any issues, everything is self explanatory. Have the flexibility to spread the cost, or pay in full has been a bounds as you can never tell these days especially with the cost of inflation. Applying for the Monzo credit care has been a game changer for me and I’m very happy that I did so! Reviewed on: 18th January 2024

It's been great having monzo flex as backup it gives...

It's been great having monzo flex as backup it gives me a kind of confidence that no matter what I pick up in the store monzo got me Reviewed on: 18th January 2024

Amazing experience

Using Monzo Flex has been an amazing experience. There are no smarter choices out there. Reviewed on: 18th January 2024

Great credit card love the payment options and so ea...

Great credit card love the payment options and so easy to pay back what I want when I want. Makes doing the extra purchases easier and means less worrying about interest fees and everything else. Reviewed on: 18th January 2024

It’s very easy to use and efficient

It’s very easy to use and efficient Reviewed on: 18th January 2024

Monzo flex is so awesome!

Monzo flex is so awesome! Being able to split my repayments however long I prefer and the process of getting the card makes it great Reviewed on: 18th January 2024

Using Monzo flex from past 1 year and it’s more than...

Using Monzo flex from past 1 year and it’s more than perfect, helped me a lot to get through financial and perfect from all aspects Reviewed on: 18th January 2024

Monzo best bank

Monzo flex is extremely useful when you have two save money and it’s also useful by splitting your purchases into a lot smaller payment plans. Thank you, Monzo and I hope you continue to offer Monzo flex for years to come. Reviewed on: 18th January 2024

Flexibility is key

Monzo flex is convenient and simple to use. It's easy to see how much I am spending and track paying back much better than on conventional credit cards. Lots of flexibility around when to pay back too which is great. Reviewed on: 18th January 2024

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