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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2510)

Super easy to use, great service

Super easy to use, great service Reviewed on: 18th January 2024

Love monzo

I’ve had Monzo now for quite a good while, despite others claiming to have had bad experiences me personally have never ever had a problem and I honestly recommend Monzo to all of my friends, especially due to the fact it’s just so easy to use and set up. Reviewed on: 18th January 2024

Monzo made everything in my life easy.

Monzo made everything in my life easy. Reviewed on: 18th January 2024

The easiest bank to use

The easiest bank to use, very straight forward and gives loads of ways to help save money. Reviewed on: 18th January 2024

Greet help.

Greet help. Easy to use great safety features Reviewed on: 18th January 2024

I enjoy the built in options this card gives you and...

I enjoy the built in options this card gives you and also the transparency of what interest you will or won’t pay depending on which option you pick for your repayments. Reviewed on: 18th January 2024

Awesome Bank, easy to manage and great if you go abr...

Awesome Bank, easy to manage and great if you go abroad often Reviewed on: 18th January 2024

Bank on it

Monzo has exceeded my expectations as a bank. So simple yet so brilliant Reviewed on: 18th January 2024

Very useful system

Flex has been very useful for me, especially when paying for things that others need to pay me back for. It allows for extra security when getting the end of the month and waiting for payday to come around. Reviewed on: 18th January 2024

Massive help

It’s a massive help for people to afford certain things that they wouldn’t normally be able to buy without installments Reviewed on: 18th January 2024

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