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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo made everything in my life easy.

Monzo made everything in my life easy. Reviewed on: 18th January 2024

The easiest bank to use

The easiest bank to use, very straight forward and gives loads of ways to help save money. Reviewed on: 18th January 2024

Greet help.

Greet help. Easy to use great safety features Reviewed on: 18th January 2024

I enjoy the built in options this card gives you and...

I enjoy the built in options this card gives you and also the transparency of what interest you will or won’t pay depending on which option you pick for your repayments. Reviewed on: 18th January 2024

Awesome Bank, easy to manage and great if you go abr...

Awesome Bank, easy to manage and great if you go abroad often Reviewed on: 18th January 2024

Bank on it

Monzo has exceeded my expectations as a bank. So simple yet so brilliant Reviewed on: 18th January 2024

Very useful system

Flex has been very useful for me, especially when paying for things that others need to pay me back for. It allows for extra security when getting the end of the month and waiting for payday to come around. Reviewed on: 18th January 2024

Massive help

It’s a massive help for people to afford certain things that they wouldn’t normally be able to buy without installments Reviewed on: 18th January 2024

So easy to use and repayments due are made simple.

So easy to use and repayments due are made simple. App makes this easy to manage and the interest free short repayment options make this better than any other credit card ive used Reviewed on: 18th January 2024

Monzo is by far the best!

Monzo is by far the best, in my opinion it’s easy to use, I can understand how to manage my money better. I’ve never had any issues, everything is self explanatory. Have the flexibility to spread the cost, or pay in full has been a bounds as you can never tell these days especially with the cost of inflation. Applying for the Monzo credit care has been a game changer for me and I’m very happy that I did so! Reviewed on: 18th January 2024

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