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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.90
Based on 3,189 reviews, last reviewed 3rd Sep 2026
87% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026
Sharif S's avatar
Sharif S

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3189)

Love monzo

5
I’ve had Monzo now for quite a good while, despite others claiming to have had bad experiences me personally have never ever had a problem and I honestly recommend Monzo to all of my friends, especially due to the fact it’s just so easy to use and set up. Reviewed on: 18th January 2024
JHow's avatar
JHow

Monzo made everything in my life easy.

5
Monzo made everything in my life easy. Reviewed on: 18th January 2024
Tahmidul Arifeen's avatar
Tahmidul Arifeen

The easiest bank to use

5
The easiest bank to use, very straight forward and gives loads of ways to help save money. Reviewed on: 18th January 2024
Jack Owen's avatar
Jack Owen

Greet help.

5
Greet help. Easy to use great safety features Reviewed on: 18th January 2024
Amz Williams's avatar
Amz Williams

I enjoy the built in options this card gives you and...

5
I enjoy the built in options this card gives you and also the transparency of what interest you will or won’t pay depending on which option you pick for your repayments. Reviewed on: 18th January 2024
chelshirst's avatar
chelshirst

Awesome Bank, easy to manage and great if you go abr...

5
Awesome Bank, easy to manage and great if you go abroad often Reviewed on: 18th January 2024
Maria R's avatar
Maria R

Bank on it

5
Monzo has exceeded my expectations as a bank. So simple yet so brilliant Reviewed on: 18th January 2024
Nana Obeng's avatar
Nana Obeng

Very useful system

5
Flex has been very useful for me, especially when paying for things that others need to pay me back for. It allows for extra security when getting the end of the month and waiting for payday to come around. Reviewed on: 18th January 2024
AJWild's avatar
AJWild

Massive help

5
It’s a massive help for people to afford certain things that they wouldn’t normally be able to buy without installments Reviewed on: 18th January 2024
Serena M's avatar
Serena M

So easy to use and repayments due are made simple.

5
So easy to use and repayments due are made simple. App makes this easy to manage and the interest free short repayment options make this better than any other credit card ive used Reviewed on: 18th January 2024
Ellie's avatar
Ellie

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