Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

View other Monzo products

4.97

Based on 3,174 reviews, last reviewed 13th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3174)

Monzo is the best Credit Card experience out there!

Monzo is the best Credit Card experience out there! Not only with their competitive APR but also it’s so simple that I don’t have to worry about anything. If I buy something now or in the last two weeks I can always Flex it. Paying in 3 instalments for free? Yes! I’m in control and can easily manage my plans! Reviewed on: 18th January 2024

I love the flexibility and simplicity.

I love the flexibility and simplicity. Flex is a great product Reviewed on: 18th January 2024

Really easy to use and great service

Really easy to use and great service Reviewed on: 18th January 2024

I love using my monzo flex, it’s easy quick and come...

I love using my monzo flex, it’s easy quick and comes in handy. Would recommend to everyone I know. Reviewed on: 18th January 2024

Excellent

Excellent service and extremely flexible Reviewed on: 18th January 2024

Flex has been a really good alternative to credit ca...

Flex has been a really good alternative to credit card use for me and helps me to keep a better track of my spending. Splitting over 3 months makes me think more about affordability of my purchases, and payments themselves are clear and easy to manage. Reviewed on: 18th January 2024

Has given me the opportunity to make my money go fur...

Has given me the opportunity to make my money go further and last minute issues. Reviewed on: 18th January 2024

Hugely helpful service with very easy to use app!

Hugely helpful service with very easy to use app! I love the freedom it gives me to manage my money better & have an emergency back up that is affordable & easy to manage! It’s super similar to break payments down more or pay off extra to reduce interest (plenty of interest free options too!) Reviewed on: 18th January 2024

A fantastic forward thinking bank.

A fantastic forward thinking bank. Can't fault them. Absolutely love everything about Monzo's offering. Reviewed on: 18th January 2024

Everything in one place.

Amazing range of products and a super user friendly app. Loads of tips and help for managing money, saving and even investing now. Always asking for feedback and I genuinely feel that they take this on board when developing new products and services. Would love to see them enter the mortgage market next. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 2.54 from 13 reviews
Clear Rate Platinum Credit Card
from NatWest 3.80 from 19 reviews
Classic Credit Card
from Capital One 4.07 from 293 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub