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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Best credit out there love the flex payment with 0%...

Best credit out there love the flex payment with 0% interest. Amazing customer service super easy to use!!! Reviewed on: 18th January 2024

Love Monzo.

Love Monzo. Got lots of things I like. Reviewed on: 18th January 2024

The best way to buy things

Monzo flex let me do my purchases in a very easy way, and the opportunity to control how do you want to pay your plan is amazing Reviewed on: 18th January 2024

Monzo FTW

I’ve used Monzo for the last 3 years and it’s completely changed my relationship with money. Now debt free and organised with some cool new features, Flex being one of them. Really allowing me to take control back of my spending Reviewed on: 18th January 2024

Quick , easy the best

I love how one can easily select number of installments and quickly pay in advance whenever you need more credit Reviewed on: 18th January 2024

Flex is my only companion

Monzo supported me from the very beginning to set my life running smoothly. It was very easy to use flex and gradually updated my credit limits which was very useful and still is... Reviewed on: 18th January 2024

More than just a bank

Never thought I'd be "happy" with a bank it's more of a need than something useful. However, Monzo changed that for me, my bank is now a tool for handling my money and helping me budget, save, and even monitor third party credit cards. I would recommend Monzo to anyone. Reviewed on: 18th January 2024

I got monzo flex as my first credit option since i’v...

I got monzo flex as my first credit option since i’ve been in the uk. The three month no interest payments its amazing. Im so happy with the product. Reviewed on: 18th January 2024

Stay Flexin!

Love the interest free flex for 3 months. Sinple layout. Hassle free Reviewed on: 18th January 2024

Very convenient, simple and easy to use and keep track.

Very convenient, simple and easy to use and keep track. Reviewed on: 18th January 2024

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