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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3034 reviews)

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4.97

Based on 3,034 reviews, last reviewed 2nd Mar 2026

52000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Understanding and being able to manage money better Understanding and being able to manage money better Reviewed on: 2nd March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3034)

Flex is great

I have loved using flex to spread costs Reviewed on: 25th March 2023

Amazing Company

Ever since I've switched to Monzo I've absolutely loved it! Reviewed on: 24th March 2023

Gret first credit product

Flex was my first credit product. I've found it easy to use and very clear how much I owe and when; recent features, like the ability to pay my next installment early, are very useful. I also find the ability to choose to flex transactions made initially using my debit card or to use the flex virtual card directly (and thereby get section 75 protection) very handy. Reviewed on: 24th March 2023

Simple app to use, quick responses and great flex!

Great app and customer service have always been swift. The flex option was a great addition and has made me unlikely to leave the bank. Reviewed on: 24th March 2023

There for when you need it

Flexible, perfect customer service. A great product. Reviewed on: 24th March 2023

Excellent service

Monzo provides an excellent service, super easy to use and super convenient. Everything is quick and hassle free. Reviewed on: 24th March 2023

Great product

Easy to access and use can see exactly what I owe Reviewed on: 24th March 2023

The card for the new generation

The best thing about Monzo is how easy everything is to do. There’s no waiting on hold for hours, no time limit to when you can do admin and no restrictions as to what you’re able to change for yourself- this is due to it being app based. Now they’ve brought out a credit card to add to their growing family of convenient, user friendly, straight forward banking accounts. What more could you want! Reviewed on: 24th March 2023

Monzo is great

Monzo flex has been fantastic for me and so has the customer service would 100% recommend Reviewed on: 24th March 2023

Best fintech bank about

Makes sending and receiving money from friends effortless Reviewed on: 24th March 2023

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