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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Fantastic app experience, easy to monitor and track...

Fantastic app experience, easy to monitor and track payments/spending. Reviewed on: 18th January 2024

I have been with them since 2019

I have been with them since 2019 and they have been nothing but helpful. Reviewed on: 18th January 2024

A great service with very transparent options for po...

A great service with very transparent options for pots, flexing, and categorising finances Reviewed on: 18th January 2024

Never had an issue so simple to use

Never had an issue so simple to use Reviewed on: 18th January 2024

Great, Bank Account

Customer service got through me very quickly unlike any other Bank, I’ve been with Reviewed on: 18th January 2024

Best credit card on market, hands down.

Best credit card on market, hands down. Easy, flexible, and intuitive. Reviewed on: 18th January 2024

Been with Monzo for a while there is no other online...

Been with Monzo for a while there is no other online bank like them, everything is easy and they offer great products like getting paid a day early Monzo flex the list goes on Reviewed on: 18th January 2024

Honestly amazing, best bank services I've ever used...

Honestly amazing, best bank services I've ever used simple clean and easy to use Reviewed on: 18th January 2024

Amazing bank so easy too use and flex is a...

Amazing bank so easy too use and flex is a life saver Reviewed on: 18th January 2024

Great and easy to use.

Great and easy to use. Works great with personal account. Reviewed on: 18th January 2024

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