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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo make everything clear up front and give lots o...

Monzo make everything clear up front and give lots of options when it comes to borrowing any money from them. The Flex card has been an absolute game-changer in terms of combining a classic credit card with the buy now, pay later options. Reviewed on: 18th January 2024

I’m always recommending Monzo and Monzo flex!

I’m always recommending Monzo and Monzo flex! They’re so forward thinking in their approach, customer centricity certainly seems to be innate at Monzo. And their social media content is also spot on! Reviewed on: 18th January 2024

Quick, Simple and Personalised

Ive been using flex for over a year now and never had to question my decision. Top reasons: quick, simple, personalised, cost efficient. Reviewed on: 18th January 2024

I’ve been using Monzo flex for a while and it’s very...

I’ve been using Monzo flex for a while and it’s very easy to pay off earlier and track the record of all expenses!! Highly recommended! Reviewed on: 18th January 2024

Amazing service

It’s really helped at times of need, really clear and easy to use and understand Reviewed on: 18th January 2024

I’ve never had a fault with monzo!

I’ve never had a fault with monzo! I recommend them to everyone Reviewed on: 18th January 2024

Easy process to use Flex

Easy process to use Flex whenever I need it Reviewed on: 18th January 2024

Flexing on Flex

Incredibly easy to use, flexible and clear. Absolutely love Flex! Reviewed on: 18th January 2024

I have been using flex since it launched.

I have been using flex since it launched. The app is great to use and very easy to understand. I have never had any issues with it. Reviewed on: 18th January 2024

From start to finish, Monzo has been the best financ...

From start to finish, Monzo has been the best financial choice I've ever made. I really can't recommend them highly enough. Reviewed on: 18th January 2024

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