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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Strongly recommend

Guys don't think twice trust me i have lloyds, Barclays, Natwest and most of the banks but the best one is Monzo Reviewed on: 11th April 2023

Best bank ever!

Monzo is such an easy to use app! It has helped me to manage my money and the service is second to none! Reviewed on: 11th April 2023

Just the best!

Monzo is very supportive with excellent affordable rates with no surprises. Reviewed on: 11th April 2023

Brilliant Service

I really enjoy it, thanks Monzo Reviewed on: 11th April 2023

Easy repayments

Easy repayments , and you can pay it from your current account or from pot. I do love all Monzo services Reviewed on: 11th April 2023

Really helpful tool

Flex has been invaluable, a fantastic tool Reviewed on: 10th April 2023

Easy to Split payments

Really helpful way to break up payments over 3 fee-free monthly instalments - wonderful! Reviewed on: 10th April 2023

Wonderful interest free borrowing option

Flex allows me short term borrowing which is interest free. A game changer. Reviewed on: 10th April 2023

Flex

Flex has been an amazing feature and with the cost of living going up it’s been great to be able to have access to this feature. The easy of being able to make the payment over 12 instalments or even pay off early without having to pay interest has been great. Reviewed on: 10th April 2023

Great bank

Excellent bank with excellent features Reviewed on: 9th April 2023

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