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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Easy repayments

Easy repayments , and you can pay it from your current account or from pot. I do love all Monzo services Reviewed on: 11th April 2023

Really helpful tool

Flex has been invaluable, a fantastic tool Reviewed on: 10th April 2023

Easy to Split payments

Really helpful way to break up payments over 3 fee-free monthly instalments - wonderful! Reviewed on: 10th April 2023

Wonderful interest free borrowing option

Flex allows me short term borrowing which is interest free. A game changer. Reviewed on: 10th April 2023

Flex

Flex has been an amazing feature and with the cost of living going up it’s been great to be able to have access to this feature. The easy of being able to make the payment over 12 instalments or even pay off early without having to pay interest has been great. Reviewed on: 10th April 2023

Great bank

Excellent bank with excellent features Reviewed on: 9th April 2023

Best bank ever all recommended for Ukrainian

My best experience what I have, best product, quality, easy, all what you need. I want this bank in Ukraine, now only use in United Kingdom. Reviewed on: 9th April 2023

Nice

Very Good .is very easy for job. Reviewed on: 9th April 2023

Flex is great and relieving

Flex has been helping me in purchasing home appliances with so much ease Reviewed on: 8th April 2023

The Silver lining

Monzo Flex is literally the silver lining on the cloud that is today's cost of living & spiralling prices. It is the most helpful add on to a bank account I have ever seen and used. It is a safely net that if used wisely can mean a massive difference if you are struggling to make ends meet - it is well thought out, well executed with a jargon free, self explanatory portal that shows you everything you need to know to manage your payments. Quite simply a godsend. Thank you MONZO Reviewed on: 8th April 2023

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