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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3034 reviews)

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4.97

Based on 3,034 reviews, last reviewed 1st Mar 2026

52000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I’m just enjoying using monzo flex I’m just enjoying using monzo flex Reviewed on: 1st March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3034)

Monzos best review?

Makes your financial side of life increasingly simple, and when you have that unexpected turn you can use monzo flex to get back on the worry free road. Reviewed on: 4th March 2023

Fool proof, accessible, modern

I absolutely love this new world of banking that monzo introduced me to, it’s practical, quick and easy to use and the support team is always easy to reach and available to help. It made my life so much easier! Reviewed on: 4th March 2023

Complete life saver

The freedom that Monzo Flex allows me to split payments means I can plan for things I need and not pay interest on purchases. I don't need to use 3rd party services as it's offered by my own bank. I would be lost without it now! Reviewed on: 4th March 2023

Great

It’s really really useful and well worked out. Reviewed on: 4th March 2023

Saved my Life

I was in a horrible place and if it wasnt for being accepted for flex I probably wouldnt be where i am now, manged to pay off my arrears etc now im living comfortably Reviewed on: 4th March 2023

Super Monzo

I have been using Monzo for a long time, very convenient. I like. Thank you Reviewed on: 4th March 2023

Ease

Good job..keep it up always. Flex is kinda the best simple thing a bank can do. Reviewed on: 4th March 2023

Sexy Card

Best bank I had, with futures bild in that helps a lot. Its designed very clean and allows anyone be able to use it(user-friendly) Flex is amazing- allows you to flex bigger purchase for few months woth no intrest! If you traveling anywhere, you can use up 600£ without any fees(spending other curency) and it pick the best exchange rate. At the end of it you do get a sexy looking card Reviewed on: 4th March 2023

Why I love Monzo Flex

Having Monzo Flex had further allowed me to manage my money better. I use it often and at various stages of the month, I review my finances and when able to, I pay off extra on a purchase or even in full, keeping my balance lower to afford additional purchases where necessary. I mostly use the 3 months interest free, but it’s great to have the option of a longer term if required. It was especially nice to have 2 purchases with 6 months interest free and yes I made use of them. Thanks Monzo. Reviewed on: 4th March 2023

I have recommended mono to everyone I know!

I love monzo ! Ive been a customer from when I first heard about it, probably 5 or 6 years ago. Never had an issue, reliable bank. 24/7 support you can rely on. Love the options with setting up pots for different things. And can I just say, flex!! Thank you for introducing that. The best thing ever! What more can I say. If you haven't joined monzo, what's stopping you! Reviewed on: 4th March 2023

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