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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Recommended to everyone I know!!

I adore the fact that I can get my salary up to 3 days early sometimes! above all that I get accurate calculations of my monthly spending and can customise my account however I like to!! Reviewed on: 12th April 2023

The best

Good service, everything very quickly, I don't have any problems with Monzo Reviewed on: 11th April 2023

Safe and easy way to use credit

An easy way for me to build up my credit score, without paying interest rates. Very easy app to use and helpful website info. Reviewed on: 11th April 2023

Fantastic product

I have been using flex a lot to help with my finances and it is making them much more manageable. Reviewed on: 11th April 2023

Wonderful

It is a great product for all customers to fulfill their daily obligations Reviewed on: 11th April 2023

Brilliant

Really helpful for splitting bills, sending money and tracking spending. Reviewed on: 11th April 2023

Strongly recommend

Guys don't think twice trust me i have lloyds, Barclays, Natwest and most of the banks but the best one is Monzo Reviewed on: 11th April 2023

Best bank ever!

Monzo is such an easy to use app! It has helped me to manage my money and the service is second to none! Reviewed on: 11th April 2023

Just the best!

Monzo is very supportive with excellent affordable rates with no surprises. Reviewed on: 11th April 2023

Brilliant Service

I really enjoy it, thanks Monzo Reviewed on: 11th April 2023

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