Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Best bank ever all recommended for Ukrainian

My best experience what I have, best product, quality, easy, all what you need. I want this bank in Ukraine, now only use in United Kingdom. Reviewed on: 9th April 2023

Nice

Very Good .is very easy for job. Reviewed on: 9th April 2023

Flex is great and relieving

Flex has been helping me in purchasing home appliances with so much ease Reviewed on: 8th April 2023

The Silver lining

Monzo Flex is literally the silver lining on the cloud that is today's cost of living & spiralling prices. It is the most helpful add on to a bank account I have ever seen and used. It is a safely net that if used wisely can mean a massive difference if you are struggling to make ends meet - it is well thought out, well executed with a jargon free, self explanatory portal that shows you everything you need to know to manage your payments. Quite simply a godsend. Thank you MONZO Reviewed on: 8th April 2023

I love monzo

Monzo flex easy and friendly. Monzo the best and love you monzo forever Reviewed on: 8th April 2023

Flexible Flex

This model is really helpful for me to manage my financial status by having an distributed payment option. I know no other bank provides this option yet and this is really innovative and useful. Reviewed on: 8th April 2023

Amazing

Love monzo...so easy to use..always reliable and a great service who I trust with my money. Reviewed on: 7th April 2023

Great Bank!

Loved easy account opening procedures and Flex option! Reviewed on: 7th April 2023

Great Lending

Great way to split monthly payments on big purchases Reviewed on: 7th April 2023

Best and reliable

Very fast and easy way to use bank. Either you are home or abroad monzo is always there. Reviewed on: 7th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.82 from 14 reviews
American Express Credit Card
from American Express 3.80 from 120 reviews
Credit card
from ASDA Money 3.26 from 111 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1146 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub