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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

About flex

One of the best bank transactions i hve ever come across Reviewed on: 7th April 2023

Excellent service

Monzo Flex is handy. Ot makes buying easy by spreading the cost. Reviewed on: 7th April 2023

flex your wat to a better future

Easy to understand and use , if short one month flex your way to a better future Reviewed on: 7th April 2023

User friendly

It's been 3 years since I've started using monzo. Since the past one year, I've started using monzo flex ,which is superuser friendly to use, helped me a lot in saving money and made my life easier. I can flex all my transactions, even after purchase. It has the same right as a credit card, regarding FSCS protection. Customer support is very easy to access. The app is very colorful and extremely useful for saving money too. I would strongly recommend this app to my friends and family. I hope monzo introduces a lot of more features to make my life easier. We stand with you monzo. Reviewed on: 7th April 2023

Awesome

Monzo flex has been handy especially now it comes in a card like credit card. Reviewed on: 6th April 2023

Automation

Loved using flex. Very easy and feasible with interest rates and easy to pay. Reviewed on: 6th April 2023

Absolutely the best!

Flex is one of the best product from Monzo, it saves me the time to wait for my salary to drop before purchasing items. Reviewed on: 6th April 2023

I am grateful for Monzo

Flex is an amazing product, that gives you full transparency and control of your credit use. Reviewed on: 6th April 2023

Excellent customer services

Monzo is a bank with excellent customer services, easy to bank with a lot of offers that benefits the customers. They are doing great and makes my banking with them enjoyable Reviewed on: 6th April 2023

Fantastic addition to Monzo banking

Recently opened a flex account, best decision I’ve made (banking-wise)! I feel safe banking with Monzo generally and this has been a great addition to my banking experience. Reviewed on: 6th April 2023

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