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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

great flexible product

Very easy way to spread the cost of payments with no interest Reviewed on: 6th April 2023

gemma

Nice bank 100% recommend to my friends and family Reviewed on: 6th April 2023

Flex is the best thing ever

Flex is so easy to use and it can be a god send in these tough times and it can be used without you getting out of hand with money owing Reviewed on: 6th April 2023

Flex is the best

The best buy now pay later integrated into the best current account provider. Reviewed on: 6th April 2023

Most flexible lending out there!

As a person who works largely on commission, having the flexibility to pay back things as and when, extend payment plans or pay things off immediately really works with my life and finances - Monzo Flex gets me! Reviewed on: 6th April 2023

Really monzo bank help hard time,thankyo so much for this opportunity

Really this bank help me hard times,especially monzo flex with no interest Reviewed on: 6th April 2023

So easy to manay

Absolutely love the ease of Flex Reviewed on: 6th April 2023

Awesome offering and service

Everything works so well with no complications. Monzo have 'smashed it' - I love Monzo Reviewed on: 6th April 2023

Everything with Monzo is pretty straightforward from your day to day banking to loan and credit cards fantastic

Everything with Monzo is pretty straightforward from your day to day banking to loan and credit cards fantastic Reviewed on: 6th April 2023

Best bank

Best service ever and fast response and fast transaction speed Reviewed on: 6th April 2023

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