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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2948 reviews)

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4.97

Based on 2,948 reviews, last reviewed 14th Feb 2026

43500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Love Monzo, how user friendly it is Love Monzo, how user friendly it is Reviewed on: 14th February 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2948)

simply the best!

Everything is easy to use and manage, so many options to help you wether that be financial backing to saving, everyone you need help from helps 100% of the time and it’s not depressing to look at even if I have no money because the look of the app is very cool! Reviewed on: 3rd March 2023

Very good bank

The best bank i have in 24 years Reviewed on: 3rd March 2023

Monzo Flex is best credit card out there

Monzo Flex has done to credit cards, what Monzo did for banking. They don’t claim to be the cheapest, or have any silly introduction offers - But the simplicity of the product, ease of use, speed, and user experience is flawless - I use this card so much more than any other credit card, and it’s retrospective ability to turn previous purchases into “flex” payments is so useful. I would recommend Monzo, and Monzo Flex to anyone Reviewed on: 3rd March 2023

Monzo Flex has helped me plan my budgets to have control over my finances

I use Monzo flex all of the time. It helps me balance my finances out. The ability to have. 0% loan for 3 months is fantastic Reviewed on: 3rd March 2023

The best bank account

In my opinion Monzo is the best account I’ve ever opened! I only use Monzo now all and any finances. It’s super easy to use, has everything you need. 10/10 Reviewed on: 3rd March 2023

Best bank ever

With Monzo for many years. Their products and innovations are amazing. Only bank you can trust. Reviewed on: 3rd March 2023

Flex is flexible!

Great product, adds a level of control and engagement with repayments that encourages earlier repayment. Reviewed on: 3rd March 2023

Must-have Modern Banking

Monzo have thought of everything. Everything from the smooth app to the convenience of customer service to the slick, effortless and customer focused procedures, applications and banking features. I now use Monzo as my main bank a count and can’t imagine banking without them. Reviewed on: 3rd March 2023

Monzo makes everything easy

Monzo is very quick, accessable and secure Reviewed on: 3rd March 2023

Great benefits and very convenient. Best bank

Helped me in difficult times and made life easier in this difficult world Reviewed on: 3rd March 2023

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