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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Absolutely the best!

Flex is one of the best product from Monzo, it saves me the time to wait for my salary to drop before purchasing items. Reviewed on: 6th April 2023

I am grateful for Monzo

Flex is an amazing product, that gives you full transparency and control of your credit use. Reviewed on: 6th April 2023

Excellent customer services

Monzo is a bank with excellent customer services, easy to bank with a lot of offers that benefits the customers. They are doing great and makes my banking with them enjoyable Reviewed on: 6th April 2023

Fantastic addition to Monzo banking

Recently opened a flex account, best decision I’ve made (banking-wise)! I feel safe banking with Monzo generally and this has been a great addition to my banking experience. Reviewed on: 6th April 2023

great flexible product

Very easy way to spread the cost of payments with no interest Reviewed on: 6th April 2023

gemma

Nice bank 100% recommend to my friends and family Reviewed on: 6th April 2023

Flex is the best thing ever

Flex is so easy to use and it can be a god send in these tough times and it can be used without you getting out of hand with money owing Reviewed on: 6th April 2023

Flex is the best

The best buy now pay later integrated into the best current account provider. Reviewed on: 6th April 2023

Most flexible lending out there!

As a person who works largely on commission, having the flexibility to pay back things as and when, extend payment plans or pay things off immediately really works with my life and finances - Monzo Flex gets me! Reviewed on: 6th April 2023

Really monzo bank help hard time,thankyo so much for this opportunity

Really this bank help me hard times,especially monzo flex with no interest Reviewed on: 6th April 2023

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