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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

So easy to manay

Absolutely love the ease of Flex Reviewed on: 6th April 2023

Awesome offering and service

Everything works so well with no complications. Monzo have 'smashed it' - I love Monzo Reviewed on: 6th April 2023

Everything with Monzo is pretty straightforward from your day to day banking to loan and credit cards fantastic

Everything with Monzo is pretty straightforward from your day to day banking to loan and credit cards fantastic Reviewed on: 6th April 2023

Best bank

Best service ever and fast response and fast transaction speed Reviewed on: 6th April 2023

Best BNPL Product on the Market

Everything about Flex, from the UX design to the options available to customers, ease of setting up and using along with the information and support provided by Monzo make this the best BNPL product on the market. Reviewed on: 6th April 2023

Brilliant

Flex is an amazing way to use credit without the hassle of paying interest. Almost anything can be flexed over 3, 6 and 9 months with the later two charging interest. It also provides a virtual card. Reviewed on: 6th April 2023

Fantastic

Amazing and couldn't praise them highly enough. Simple and easy app to use too Reviewed on: 6th April 2023

Flextastic

Flex is amazing and has revolutionised BNPL, there is simply more flexibility than any other credit provider, with the ability to choose different repayment plans to suit your needs. With everything neatly packaged up in one convenient location it just deals the deal Reviewed on: 6th April 2023

Keep up the good work!

As always: you ROCK! Its a pain "Your review should be between 32 and 4096 characters."... Reviewed on: 6th April 2023

Comes in clutch every time!

Amazing product and easy to use. Repaying is simple. Reviewed on: 6th April 2023

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