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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2948 reviews)

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4.97

Based on 2,948 reviews, last reviewed 14th Feb 2026

43500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Love Monzo, how user friendly it is Love Monzo, how user friendly it is Reviewed on: 14th February 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2948)

Easy as pie

Super helpful to quickly and easily flex a payment, interest rates and full cost is clear up front and it couldn't be simpler to use the card both online and in store! Reviewed on: 3rd March 2023

Easy flex

This is an amazing feature, made even better now you don't need to cover the first payment. Quick and easy and can see everything in the app so you know where you are. Reviewed on: 3rd March 2023

Brillant simple and effective product

What more can I say the product is faultless so simple to use, flexible and provides everything I need! Reviewed on: 3rd March 2023

10/10 would recommend

I love using Monzo everyday. Helps me keep track of my bills and savings too! Reviewed on: 3rd March 2023

Really good and easy

A really good, easy, and transparent system that feels honest. Reviewed on: 3rd March 2023

Best bank

Good experience with monzo bank Reviewed on: 3rd March 2023

great service

easy to use and great customer service Reviewed on: 3rd March 2023

Love it. Brilliant innovation

So easy and how come nobody thought of this sooner? Love it! Reviewed on: 3rd March 2023

Flexible and convenient

Super flexible and convenient! Very user friendly! Reviewed on: 3rd March 2023

Best Bank Ever!

What can I say! Monzo are the best bank I’ve ever banked with! Faultless app, awesome products, never had a single issue. The additional features they offer are just incredible! I hope they release an under 18s account soon for my kids as they will definitely bank with Monzo! Great work Monzo keep the features and products coming! Flex is so simple to use, easy to understand when payments are and how much and the retrospective flexing is a game changer Reviewed on: 3rd March 2023

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