Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2909 reviews)

View other Monzo products

4.97

Based on 2,909 reviews, last reviewed 12th Feb 2026

39600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Not lying, I have been enjoying using Monzo flex. Not lying, I have been enjoying using Monzo flex. Reviewed on: 12th February 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (2909)

Great App

App is really good and customer service is really responsive. Reviewed on: 3rd March 2023

amazing budgeting bank

They are very good for budgeting however i’ve noticed that sometimes the notifications and the app layout being very focused on balance can be more stressful than good as i notice it go down more compared to other banks i have Reviewed on: 3rd March 2023

Monzo is the bank I always imagined!

I have been using Monzo for a long time now, and I can for sure say that it’s one of the best banks, my personal favourite is the integration with Wise for international transfers! Reviewed on: 3rd March 2023

Absolutely goated

Great app, useful features, friendly and helpful support. What’s not to love. Reviewed on: 3rd March 2023

So innovative

The best bank there is! Always innovating and helping people do more with their finances. Reviewed on: 3rd March 2023

Amazing. Best bank ever

I have been with Monzo for years now. They are the best bank to go with. Highly recommend Reviewed on: 3rd March 2023

Simple and useful BNPL

A clear and simple BNPL credit card with decent interest rates and 3 payment interest free period. Reviewed on: 3rd March 2023

Best bank

It’s been a smooth ride with MONZO, never experienced difficulties accessing funds or my money. They are the best online bank out there Reviewed on: 2nd March 2023

First time loan for an immigrant freelancer

Monzo is the first bank that allowed me as an immigrant freelancer to take a loan like that and split my payments over time. Thank you! Reviewed on: 2nd March 2023

Flex is flexible

Flex is super flexible and helps me manage spending, especially a few days before pay day! Reviewed on: 2nd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.89 from 20 reviews
Credit card
from Yonder 4.98 from 546 reviews
Credit card
from Zempler Bank 4.88 from 5033 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 3 reviews
Savings
from Monzo 4.97 from 192 reviews
Under 16s account
from Monzo 4.96 from 493 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub