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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Incredible product.

I’m quite impressed with Monzo Flex. It allows to easily and transparently divide payments for a larger purchases. It’s like a credit card but better. Reviewed on: 3rd March 2023

Monzo is the best bank I've ever found.

I've been using monzo for 3 years continuously and they also helped me many times whenever I had an issue, their support is 10/10 absolutely would recommend for anyone. Reviewed on: 3rd March 2023

Best bank ever

Monzo are so easy to use and so many tools to use that regular high street banks don’t offer and flex is the best thing ever Reviewed on: 3rd March 2023

Monzo. What else?

Great bank. Simple dashboard. Colourful and pleasant. Easy to save money with tools. Not a bad thing about them. Reviewed on: 3rd March 2023

Monzo Flex is the best!

Love using Flex to pay for my purchases. It’s FLEXible to my wants and needs!!! Reviewed on: 3rd March 2023

Love it

Best bank to date, easy, reliable quirky Reviewed on: 3rd March 2023

brilliant

i have never had any issues with this bank i have used them for years and will keep using them Reviewed on: 3rd March 2023

God

very good I have monzo for more than 4 years and for me it is the best of all banks I have other banks more .. monzo is in first place for everything .. ease for everything Reviewed on: 3rd March 2023

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

Convenient

Easy to use , accepted by almost all physical and online shops Reviewed on: 3rd March 2023

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