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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2909 reviews)

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4.97

Based on 2,909 reviews, last reviewed 12th Feb 2026

39600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Not lying, I have been enjoying using Monzo flex. Not lying, I have been enjoying using Monzo flex. Reviewed on: 12th February 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2909)

Spreading the cost

Flex allows you to spread the cost of the more expensive purchases it’s brilliant well done Monzo a forward thinking bank Reviewed on: 2nd March 2023

Best bank ever

I was hesitant to join Monzo originally as it was all online, and I was concerned it wouldn’t be above board. How wrong I was. Not only is it the easiest bank to use and access from anywhere, but with being able to create savings pots I am doing so much better with my finances. Would recommend to anyone!! Reviewed on: 2nd March 2023

It just works and it does it fantastically

Some banks think having people to talk to is a selling point, with Monzo I can do everything myself without ever having the need to call customer services. Flex in particular is so useful in these challenging financial times. Reviewed on: 2nd March 2023

I love flex

Amazing product that helps me budget and stay in control, by Klarna. Reviewed on: 2nd March 2023

The future of banking

Monzo is a fenomenal contender that exceeds all my needs. Reviewed on: 1st March 2023

amazing, flexible and quick

Is very easy tool to work with. Easy to access and make me trust in Monzo more Reviewed on: 28th February 2023

Amazing product!

Amazing financial product! Helps me spread the cost across 3 months with no interest! Love Monzo! Reviewed on: 26th February 2023

Best one out there

Best credit card out there. Highly recommended! Reviewed on: 25th February 2023

Excellent Benefit

The way providing to use the flex amount is excellent and very helpful. Reviewed on: 24th February 2023

Credit Card Alternative

Such a fantastic feature - BNPL Credit Card style! Love how Monzo are giving us great features all in the same banking app! Thanks Monzo, your the best challenger bank out there!!! Reviewed on: 24th February 2023

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