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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Very easy to used

i have great experience using monzo flex Reviewed on: 3rd March 2023

Excellent Bank

Monzo have been perfect in every way since I opened my account 2 years ago. Customer service is excellent and any issues always addressed straight away. Reviewed on: 3rd March 2023

Banking with control

I love Monzo for its simplicity and clarity. It’s incredibly easy to set goals and targets and have a complete overview of your finances. To have a line of credit available in the same easy Monzo way with Flex is fantastic. The ability to control repayments and immediately see the effect on interest over time is wonderful. Reviewed on: 3rd March 2023

So easy!

I love how easy it is to manage my accounts with Monzo, and Flex is incredible for easily managing big purchases. Reviewed on: 3rd March 2023

Incredible product.

I’m quite impressed with Monzo Flex. It allows to easily and transparently divide payments for a larger purchases. It’s like a credit card but better. Reviewed on: 3rd March 2023

Monzo is the best bank I've ever found.

I've been using monzo for 3 years continuously and they also helped me many times whenever I had an issue, their support is 10/10 absolutely would recommend for anyone. Reviewed on: 3rd March 2023

Best bank ever

Monzo are so easy to use and so many tools to use that regular high street banks don’t offer and flex is the best thing ever Reviewed on: 3rd March 2023

Monzo. What else?

Great bank. Simple dashboard. Colourful and pleasant. Easy to save money with tools. Not a bad thing about them. Reviewed on: 3rd March 2023

Monzo Flex is the best!

Love using Flex to pay for my purchases. It’s FLEXible to my wants and needs!!! Reviewed on: 3rd March 2023

Love it

Best bank to date, easy, reliable quirky Reviewed on: 3rd March 2023

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