Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

View other Monzo products

4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3174)

Since came to London, I'm a Monzo fan!

It's perfect! Since I walked in (2019) I've been surprised several times: Monzo keeps improving the facilities you have on managing your money. I have accounts with Barclays, HSBC, Tesco, etc and no one compares with Monzo. No one keeps improving like Monzo does! Keep up the good work! Reviewed on: 3rd March 2023

Best in class

Comparing 6 banks I used - none stands even close in terms of UX, usability and customer journey Reviewed on: 3rd March 2023

Easy and great to gain control

Fantastic bank. Revolutionised banking for me!! Saving money, checking my finances. Unbelievably easy and couldn’t recommend more highly Reviewed on: 3rd March 2023

Everything you need in one place.

I have been using monzo for a long time, it love the intuitive feel to the app. The ability to have pots and sort your salary has changed the way I save and think about money. I’ve got my whole family onto monzo Reviewed on: 3rd March 2023

Financial flexibility that frees up finances

Flex has been a great addition to our lives, whether providing the breathing space for addition of our daughter into our lives or allowing us to travel on our first family holiday, flex is a must have for all young families in light of this cost of living crisis. Reviewed on: 3rd March 2023

The best Bank with multiple faculties

I have been having. A great experiences with this bank with no technical issues no customer services issues about all its the bank that I deal with thanks Monzo Reviewed on: 3rd March 2023

Very flexible

Nice and easy and clear so you know what you are paying, also can pay back extra without penalties Reviewed on: 3rd March 2023

Monzo helped me a lot

Monzo helped me a lot. You are giving a good banking experience in my life. I have never get such help anywhere else Reviewed on: 3rd March 2023

Quick, simple funds when you need them

Flex offers a line of adjustable credit on a short term basis that has proved very useful during uncertain times. From covering last minute train fares, hotel stays to suit purchases Flex has been invaluable Reviewed on: 3rd March 2023

Credit with little drawbacks

Simply put you know exactly how much interest, if any you owe at any given time. Also, from the get go it's made very clear how everything works. If you get into trouble using this, you've only yourself to blame. Reviewed on: 3rd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews
American Express Credit Card
from American Express 3.27 from 107 reviews
Credit card
from Zempler Bank 4.89 from 5818 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub