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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

brilliant

i have never had any issues with this bank i have used them for years and will keep using them Reviewed on: 3rd March 2023

God

very good I have monzo for more than 4 years and for me it is the best of all banks I have other banks more .. monzo is in first place for everything .. ease for everything Reviewed on: 3rd March 2023

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

Convenient

Easy to use , accepted by almost all physical and online shops Reviewed on: 3rd March 2023

Nice

Very nice :) Reviewed on: 3rd March 2023

Amazing

Very easy and helpful to have if you need to can’t pay for something at once Reviewed on: 3rd March 2023

Convenience & ease of mind delivered

Convenience & ease of mind delivered Reviewed on: 3rd March 2023

Excellent innovative idea for new bankers

Monzo bank is so easy to use. Very attractive and easy user interface ever seen in a banking app. Monzo flex is so easy and best is the 3 month payment with no interest rate. So convenient for the users. Reviewed on: 3rd March 2023

Easy to Flex

Monzo Flex is an easy way to buy now and pay later, being able to view your options and interest rates on paying over 3 months (interest free) or 6 - 12 months. Never had an issue and so easy being able to pay off my bills early! Reviewed on: 3rd March 2023

10/10

It blows my mind when people don't have Monzo. There's no other bank close to it. I can view my finances easily, track my spending with trends, create pots to organise myself, and pay friends with ease. Split the bill and tabs are both such a good features. And flex is my new favourite thing. 10/10 would recommend. Reviewed on: 3rd March 2023

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