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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

The best bank

I love monzo especially for traveling!! Everything is so easy with monzo, have recommended to friends and family and they all love it too! Love u monzo <33 Reviewed on: 3rd March 2023

Best user interface in any banking app

Very easy to use. Excellent customer support. Monzo paved the way for digital banking. Reviewed on: 3rd March 2023

I recommend monzo to everybody

Monzo is really good I originally got it because my boyfriend recommended to me and then I was introduced to flex. It really helps when paying for things to be able to spread it out Reviewed on: 3rd March 2023

Flex is the best

It’s a fantastic and easy way to spread the cost. Reviewed on: 3rd March 2023

Easiest mobile banking ever

I have had and only used Monzo since being able to open up a bank account and I have had no other reason to switch banks even with the many switching rewards out there. Monzo is seamless and easy. It’s a bank on the go and I get to customise it to suit my needs and financial goals. Reviewed on: 3rd March 2023

The best credit card.

It made my life easier, as I can better plan my expenses, organizing and reallocating medium-term expenses in the most convenient way and without compromising my financial life. Reviewed on: 3rd March 2023

Sums up the future of banking

Monzo Flex is the way to go from the moment they began to offer it. Being able to flex almost every transaction gives a whole lot of flexibility in budgeting. Monzo would be the one to lead to way so other banks would follow in its footsteps Reviewed on: 3rd March 2023

Easy and useful

Easy to use and useful for managing your money Reviewed on: 3rd March 2023

Unique & Awesome Feature.

This is absolutely an amazing feature one of a kind and unique within the banking industry. Awesome feature to use. Greatful for it. Reviewed on: 3rd March 2023

Everything is simple

Monzo allows you to navigate the app simply and with ease . You can find what you are looking for without any trouble. Would highly recommend to anyone, members of my family have already joined and are pleased with the bank. Reviewed on: 3rd March 2023

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