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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.97
Based on 3,003 reviews, last reviewed 23rd Feb 2026
49000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent services. Excellent services. Also the app is brilliant! Easy to use and a lot of interesting features, even from the basic level. Reviewed on: 23rd February 2026
Chris's avatar
Chris

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
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JN
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3003)

Flex is what all credit cards should offer

5
Flex is such a great customer product. From clearly illustrating how to use flexible credit for purchases it has empowered me to be in control of my finances. Reviewed on: 15th February 2023
Andyg68uk's avatar
Andyg68uk

Flex is the way forward

5
Such a great concept and it has been delivered in a way that has the end user in mind. Can't fault it! Reviewed on: 15th February 2023
Matt's avatar
Matt

Great

5
Very good product - thank you Monzo. Reviewed on: 15th February 2023
Peter's avatar
Peter

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