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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Best bank I've ever been with

I've had nothing but a pleasant experience whilst banking with Monzo, I'd recommend this bank to anyone and everyone Reviewed on: 3rd March 2023

An honest review

Monzo flex is an excellent addition to an already fantastic service. I cannot rate Monzo highly enough. From the innovative features such as flex, early payments and the general helpfulness and e the usual from the team, Monzo is the best banking service I have ever experienced. Reviewed on: 3rd March 2023

Amazing

Very easy to navigate and clear Reviewed on: 3rd March 2023

Best bank I've ever used

I love the ease of use. The ability to see future payments Ability to receive early salary payments Flex credit facility Sending payment requests without sending your bank details. Reviewed on: 3rd March 2023

Excellent Journey

My journey with Monzo, has been clear, explained, supportive, innovative, surprising, welcomed and made me feel like part of there journey which makes my journey easier, supported and enjoyable. No stress, varied products and always a journey in the right direction. Reviewed on: 3rd March 2023

Very helpful

It is a great way to help me manage my monthly budget. Reviewed on: 3rd March 2023

Great feature

Really useful function, especially being able easily see balance, pay back and upcoming payments shown in your committed spend. Reviewed on: 3rd March 2023

Excellent

Monzo Flex is the best ever! It is very easy to use and it make it so simple to pay off extra or pay instalment early! I totally love it! You even save so much when you pay off extra, and now with the physical card it is faboosh! Well done Monzo Reviewed on: 3rd March 2023

SuperFlex

Is the Best in the WORLD and i Travel alot tx to monzo Reviewed on: 3rd March 2023

Best Bank Around

Best new generation bank I’ve been with, great evolving app. And friendly customer service. Reviewed on: 3rd March 2023

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