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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Good support

We are getting support from monzo for any of the issue and getting good flex offer Reviewed on: 3rd March 2023

Simplicity

Fantastically simple bank which has made managing money pretty cool. Reviewed on: 3rd March 2023

Great bank

The Monzo flex is very helpful bcz when I decide that I want to buy tv or something big item that time Monzo flex is very helpful bcz they are providing 3 instalment free and it is very helpful Reviewed on: 3rd March 2023

I love Monzo Flex

Love it, big fan, very helpful form of credit that is easy to use and easy to understand how repayments work. Highly recommended. Reviewed on: 3rd March 2023

Fantastic!

Great product! Clear and easy to use. Highly recommended! Reviewed on: 3rd March 2023

Amazing at empowering and supporting those with additional needs about their finances!

As a Dyslexic person I struggle to manage a lot of aspects of my life; Monzo has been instrumental in supporting me delegate where my money goes and allowing me to have the tools to feel in control of my finances. I have recommended this to so many people I know both professionally and personally because I think it is an amazing tool for anyone but especially for those with additional needs! Reviewed on: 3rd March 2023

Banking has never been more easier!

Monzo Flex is a complete game changer, it really gives you that extra something to help manage your finances. It is simple to use and great that it gives you complete control too! Reviewed on: 3rd March 2023

Love Monzo

Best bank app going, miles better than traditional banks Reviewed on: 3rd March 2023

Excellent and innovative credit offering

Super easy to manage, and in the short time it has been out they have already made improvements to it. Any time I've had a question I've been able to get a proper answer. Reviewed on: 3rd March 2023

Awesome bank

Amazing app, incredible customer service, secure, easy to use app. Reviewed on: 3rd March 2023

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