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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Innovative & super easy to use

I have had Flex from Monzo for over a year now. I love it, it’s is so flexible and super easy to use. I definitely recommend this product Reviewed on: 3rd March 2023

Simple and effective!

Monzo flex is so easy to use, you can repay early with no penalties and everything is controlled within the Monzo banking app. Monzo Flex is simple and effective, just like Monzo itself! Reviewed on: 3rd March 2023

A User-Friendly Banking App for Budgeting and Saving

The app offers a simple and intuitive interface, making it easy for me to manage my finances. Monzo allows you to connect all your bank accounts and credit cards to track your spending, set budgets, and monitor your expenses in real-time. My favourite feature is the pots where I can set all the DD from and forget about my recurrent expenses that are not controllable. Reviewed on: 3rd March 2023

Fantastic

Simply the best online bank there is Reviewed on: 3rd March 2023

Good support

We are getting support from monzo for any of the issue and getting good flex offer Reviewed on: 3rd March 2023

Simplicity

Fantastically simple bank which has made managing money pretty cool. Reviewed on: 3rd March 2023

Great bank

The Monzo flex is very helpful bcz when I decide that I want to buy tv or something big item that time Monzo flex is very helpful bcz they are providing 3 instalment free and it is very helpful Reviewed on: 3rd March 2023

I love Monzo Flex

Love it, big fan, very helpful form of credit that is easy to use and easy to understand how repayments work. Highly recommended. Reviewed on: 3rd March 2023

Fantastic!

Great product! Clear and easy to use. Highly recommended! Reviewed on: 3rd March 2023

Amazing at empowering and supporting those with additional needs about their finances!

As a Dyslexic person I struggle to manage a lot of aspects of my life; Monzo has been instrumental in supporting me delegate where my money goes and allowing me to have the tools to feel in control of my finances. I have recommended this to so many people I know both professionally and personally because I think it is an amazing tool for anyone but especially for those with additional needs! Reviewed on: 3rd March 2023

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