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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Banking has never been more easier!

Monzo Flex is a complete game changer, it really gives you that extra something to help manage your finances. It is simple to use and great that it gives you complete control too! Reviewed on: 3rd March 2023

Love Monzo

Best bank app going, miles better than traditional banks Reviewed on: 3rd March 2023

Excellent and innovative credit offering

Super easy to manage, and in the short time it has been out they have already made improvements to it. Any time I've had a question I've been able to get a proper answer. Reviewed on: 3rd March 2023

Awesome bank

Amazing app, incredible customer service, secure, easy to use app. Reviewed on: 3rd March 2023

Monzo Flex does the job

Excellent facility that makes my other accounts redundant. Love the ability to control how I pay. What I want, when I want it. First class revolving account. Reviewed on: 3rd March 2023

The for the new age

Monzo app by far the biggest innovation for the best user experience in mobile banking. The ease of use and intuitiveness is like of no others Reviewed on: 3rd March 2023

Flex is powerful

Flex is a powerful tool with significant consumer control. Early feedback was clearly listened to and it has become an excellent product Reviewed on: 3rd March 2023

Very nice user interface

Monzo flex Is great! The user interface makes it very easy to see what l owe, make payments and see when my next payment is due. I can also make a purchase and if l decide later on l want to finance my payment l can and my money gets instantly returned to my account and I can pay it off in instalments. Reviewed on: 3rd March 2023

Monzo is the best

Monzo is the best online bank out there. I’d highly recommend Monzo Plus, as well, due to the added benefits you receive with it. Reviewed on: 3rd March 2023

Simple and easy to use

Monzo Flex is a fantastic feature that provides you with a flexible way to pay for purchases. So simple to use and you get to select the number of payments and will even tell you if you will have to pay any interest on the payment plan you select. Would highly recommend! Reviewed on: 3rd March 2023

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