Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

View other Monzo products

4.90

Based on 3,174 reviews, last reviewed 13th May 2026

77% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3174)

flex

They applied good money saving methods that help save money in the long term, the saving system and adding other banks and mobile payment has been made very easy thanks to Monzo. Reviewed on: 3rd March 2023

Best bank ever

I will recommend this to everyone , because none of the bank never give the opportunity to pay back the amount in 3 months without charging any interest, so helpful. Reviewed on: 3rd March 2023

A modern bank where everything is clear

An outstanding company that have always done the best with my money, and continues to innovate to provide new features. The Flex feature is easy to use and everything is clear Reviewed on: 3rd March 2023

Easy, straightforward budgeting

Absolutely love Monzo, but particularly Flex. It’s easy to use, simple to understand and means I can control how/when I use and repay anything I’ve flexed. Reviewed on: 3rd March 2023

Simple, Intuitive Design

The flex feature is laid out as if a person using it has actually designed it. No jargon, just simple and easy to use. Reviewed on: 3rd March 2023

So glad I found Monzo

I've been with Monzo since 2018 and have loved every minute of it. The app has amazing features and customer service. It's my go-to for budgeting and lets me have fun with banking! Reviewed on: 3rd March 2023

It is a very good bank that is worth having, and it also provides many benefits for its customers.

It is a very good bank that is worth having, and it also provides many benefits for its customers. Reviewed on: 3rd March 2023

Best bank in the UK

Monzo is amazing. The products they are perfect and so clear and easy to understand. It makes managing money so easy. Reviewed on: 3rd March 2023

Amazing for managing money

Monzo flex is a great tool that allows me to split large purchases into smaller monthly payments and without any interest added on a 3 month term! Always great for doing shopping right before payday or when your in a pinch. Reviewed on: 3rd March 2023

Monzo flex is great

Really works like I want it to work, unlike most other banking products I’ve used Reviewed on: 3rd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.05 from 67 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews
Platinum credit cards
from Barclaycard 4.06 from 324 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1134 reviews
Current account
from Monzo 4.85 from 19407 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub