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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

77% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Best BNPL bank

Since I have been using Monzo flex it has made my life a lot easier Reviewed on: 3rd March 2023

Great service with innovative app features

The app makes it easy to see my account summary and lets me see my upcoming payments, adjust my payment amounts, pay off extra or settle payment plans immediately with an intuitive interface. Other accounts I have make this a lot harder with instalment plans (especially barclaycard) Reviewed on: 3rd March 2023

Easy to use, efficient and makes banking simpler

From categorising to acknowledging payments, monzo seems to do it all. Reviewed on: 3rd March 2023

Very good bank

Has loads of insights on your money, budgeting and spending. Comes in very handing when dealing with bills Reviewed on: 3rd March 2023

Easy and simple

Everything to do with monzo is easy, simple and efficient Reviewed on: 3rd March 2023

Great App

App is really good and customer service is really responsive. Reviewed on: 3rd March 2023

amazing budgeting bank

They are very good for budgeting however i’ve noticed that sometimes the notifications and the app layout being very focused on balance can be more stressful than good as i notice it go down more compared to other banks i have Reviewed on: 3rd March 2023

Monzo is the bank I always imagined!

I have been using Monzo for a long time now, and I can for sure say that it’s one of the best banks, my personal favourite is the integration with Wise for international transfers! Reviewed on: 3rd March 2023

Absolutely goated

Great app, useful features, friendly and helpful support. What’s not to love. Reviewed on: 3rd March 2023

So innovative

The best bank there is! Always innovating and helping people do more with their finances. Reviewed on: 3rd March 2023

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