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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

It is a very good bank that is worth having, and it also provides many benefits for its customers.

It is a very good bank that is worth having, and it also provides many benefits for its customers. Reviewed on: 3rd March 2023

Best bank in the UK

Monzo is amazing. The products they are perfect and so clear and easy to understand. It makes managing money so easy. Reviewed on: 3rd March 2023

Amazing for managing money

Monzo flex is a great tool that allows me to split large purchases into smaller monthly payments and without any interest added on a 3 month term! Always great for doing shopping right before payday or when your in a pinch. Reviewed on: 3rd March 2023

Monzo flex is great

Really works like I want it to work, unlike most other banking products I’ve used Reviewed on: 3rd March 2023

Best BNPL bank

Since I have been using Monzo flex it has made my life a lot easier Reviewed on: 3rd March 2023

Great service with innovative app features

The app makes it easy to see my account summary and lets me see my upcoming payments, adjust my payment amounts, pay off extra or settle payment plans immediately with an intuitive interface. Other accounts I have make this a lot harder with instalment plans (especially barclaycard) Reviewed on: 3rd March 2023

Easy to use, efficient and makes banking simpler

From categorising to acknowledging payments, monzo seems to do it all. Reviewed on: 3rd March 2023

Very good bank

Has loads of insights on your money, budgeting and spending. Comes in very handing when dealing with bills Reviewed on: 3rd March 2023

Easy and simple

Everything to do with monzo is easy, simple and efficient Reviewed on: 3rd March 2023

Great App

App is really good and customer service is really responsive. Reviewed on: 3rd March 2023

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