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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Really good and easy

A really good, easy, and transparent system that feels honest. Reviewed on: 3rd March 2023

Best bank

Good experience with monzo bank Reviewed on: 3rd March 2023

great service

easy to use and great customer service Reviewed on: 3rd March 2023

Love it. Brilliant innovation

So easy and how come nobody thought of this sooner? Love it! Reviewed on: 3rd March 2023

Flexible and convenient

Super flexible and convenient! Very user friendly! Reviewed on: 3rd March 2023

Best Bank Ever!

What can I say! Monzo are the best bank I’ve ever banked with! Faultless app, awesome products, never had a single issue. The additional features they offer are just incredible! I hope they release an under 18s account soon for my kids as they will definitely bank with Monzo! Great work Monzo keep the features and products coming! Flex is so simple to use, easy to understand when payments are and how much and the retrospective flexing is a game changer Reviewed on: 3rd March 2023

Innovative & super easy to use

I have had Flex from Monzo for over a year now. I love it, it’s is so flexible and super easy to use. I definitely recommend this product Reviewed on: 3rd March 2023

Simple and effective!

Monzo flex is so easy to use, you can repay early with no penalties and everything is controlled within the Monzo banking app. Monzo Flex is simple and effective, just like Monzo itself! Reviewed on: 3rd March 2023

A User-Friendly Banking App for Budgeting and Saving

The app offers a simple and intuitive interface, making it easy for me to manage my finances. Monzo allows you to connect all your bank accounts and credit cards to track your spending, set budgets, and monitor your expenses in real-time. My favourite feature is the pots where I can set all the DD from and forget about my recurrent expenses that are not controllable. Reviewed on: 3rd March 2023

Fantastic

Simply the best online bank there is Reviewed on: 3rd March 2023

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