Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo credit card

The Monzo credit card is really great. I've had a great time using it and I love it. I'll definitely recommend it to my friends.Monzo credit card Reviewed on: 9th February 2026

Monzo Flex (credit card)

I’ve been using my monzo flex credit card ever since it has launched, absolutely love it. Its in the name the flexibility is amazing on repayments, can adjust limits and payments to your preference. Highly recommended by myself to anyone looking into a easy, simple credit card to use(flex). Ps the app is the best Reviewed on: 9th February 2026

Everything is perfect.

Everything is perfect. Don't change anything Reviewed on: 9th February 2026

Good and reliable bank and the services are too good...

Good and reliable bank and the services are too good Reviewed on: 9th February 2026

The flex card has been a godsend when having an unex...

The flex card has been a godsend when having an unexpected expense or 2 Reviewed on: 9th February 2026

Perfect for Starters and Intermediates

It is a great credit card, and there is a lot of flexibility in how you can use it. This includes bank transfers from it as well. The app makes it all the more easier for me to use it. Reviewed on: 9th February 2026

Great for building credit score.

Very easy to navigate and use. This has really helped me financially especially with building my credit score. Reviewed on: 9th February 2026

Flex us great for budgeting

I love the app it's so easy to use. The flex credit card is great, spreading payments over 3 months with no interest really helps with budgeting for larger purchases. Had a query with a refund recently and got a detailed reply within an hour. Reviewed on: 9th February 2026

It's a been a smooth journey so far with Monzo flex,...

It's a been a smooth journey so far with Monzo flex, the offers and the service is awesome. Reviewed on: 9th February 2026

The Monzo flex card isunmatched product in its curre...

The Monzo flex card isunmatched product in its current form and unique to the market and love it Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.23 from 9 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Credit card
from ASDA Money 3.26 from 111 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1148 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub