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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

Easy to navigate and understand.

Easy to navigate and understand. Love the flexibility of the payments. Reviewed on: 10th February 2025

A modern and responsible approach to lending, and of...

A modern and responsible approach to lending, and of course, flexible! Reviewed on: 10th February 2025

Nothing to fault about Monzo, I love it

Nothing to fault about Monzo, I love it Reviewed on: 10th February 2025

Innovative banking Always easy.

Always great and easy to use. Great innovation in product. Reviewed on: 10th February 2025

Banked with Monzo for years, 5* service

Banked with Monzo for years, never been a problem, always there when needed. Reviewed on: 10th February 2025

A great credit card with the normal smarts of Monzo.

A great credit card with the normal smarts of Monzo... The new flex build account let me get onto the credit ladder and help me later on in the future Reviewed on: 10th February 2025

Flex is my go to option for larger purchases

Flex is easy to use, super transparent on fees, allows me to repay early and it's directly connected to my Monzo account so I have everything in one place. Reviewed on: 10th February 2025

Smooth and easy to use.

Smooth and easy to use. Also friendly user Reviewed on: 10th February 2025

Financial Control

Monzo has helped me take control of my finances Reviewed on: 10th February 2025

I have used it for so long and it’s been...

I have used it for so long and it’s been amazony Reviewed on: 10th February 2025

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