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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2513 reviews)

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4.95

Based on 2,513 reviews, last reviewed 10th Sep 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Good Company I am determined to share this information with the public to help other scam victims. Special thanks to BsbForensic. com for their outstanding work in... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2513)

Financial Control

Monzo has helped me take control of my finances Reviewed on: 10th February 2025

I have used it for so long and it’s been...

I have used it for so long and it’s been amazony Reviewed on: 10th February 2025

amazing bank

amazing bank best!!!! best service best loans, best card Reviewed on: 10th February 2025

Very good bank.

Very good bank. Would recommend to friends. Reviewed on: 10th February 2025

Extremely easy to use facility.

Extremely easy to use facility. Able to select straight after payment how, when and how much you want to pay and customise it your way Reviewed on: 10th February 2025

Greatest bank with the best application!

Simply the greatest bank with the best application ever made to manage your money. Reviewed on: 10th February 2025

Great product overall

Excellent credit card! Monzo makes me feel confident I understand exactly what I owe, when I need and can pay back, how much interest I pay with different term lengths, etc.. It is flexible and I can tailor my borrowing to what I need at each moment. Really good not having to pay any fees in order to pay early. Reviewed on: 10th February 2025

Benefits of Monzo Flex Cards

It's very easy and convenient to use online and instore to pay for cashless services.It also offers rewards like Railway cards,discounted foods i. Certain food stores and free weekly snacks and drinks. It provides money incase of any emergency. Reviewed on: 10th February 2025

Flex is great, but it still needs a lot of work

Flex is great, but it needs same experience as current account. You still can't search transactions on your Flex for example. Each time you open a transaction details you have to go back to the main screen and scroll again to the timeframe you were at. Reviewed on: 10th February 2025

Monzo is a Flex

Love Monzo products but Flex is just excellent. I can build my credit rating and manage my payments in a way that is really user friendly, I have so much control and geet to take advantage of a great benefit on my credit. The notifications make it really fair if I think I might miss a payment or the rate is going to rise. Other banks sometimes feel like they're keeping notifcations a secret so you accidentally default a payment and have to pay lots but Monzo are really transparent Reviewed on: 10th February 2025

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