Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2167 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 2,167 reviews, last reviewed 19th Feb 2025

5071% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Couldn’t be happier with service Couldn’t be happier with service Reviewed on: 19th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews Write a review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (2167)

The card of all cards

Easy to use, fair rates and presented well as a credit option Reviewed on: 9th April 2024

Great, clear user interface, transparent fees.

Great, clear user interface, transparent fees. Reviewed on: 9th April 2024

Simple straight forward with no messing about.

Simple straight forward with no messing about. Reviewed on: 9th April 2024

Foolproof

Super easy and accessible, easy to understand, virtually foolproof Reviewed on: 9th April 2024

Really simple and flexible credit card.

Really simple and flexible credit card. Makes it straightforward to spread the cost of my purchases and make overpayments with no hassle. All easy to manage from the Monzo app. Reviewed on: 9th April 2024

Modern bank

Quick decisions and market leading with Brilliant App Reviewed on: 9th April 2024

It’s Flextime

My experience with Monzo Bank has been very accommodating for they have online banking. When I need to transfer funds and pay bills it can be done at my convenience. It has been a positive experience with personable banking service in a timely manner. My time has been limited so banking must be fast and effective. Monzo flex is very convenient to use anywhere, so I don’t need to carry cash with me for payments. Reviewed on: 9th April 2024

I’ve had a few problems my fault and the agents I ha...

I’ve had a few problems my fault and the agents I have talked to have sorted it out in minutes, I say, pity other companies can’t learn from them Reviewed on: 9th April 2024

Monzo it’s a highly app to use that I will recommend...

Monzo it’s a highly app to use that I will recommend to my family and friends. Since I started with Monzo I can really managed my account wisely Reviewed on: 9th April 2024

I use Monzo Flex and it’s really helping me build my...

I use Monzo Flex and it’s really helping me build my credit score after a tough few years Reviewed on: 8th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 Credit Card
from Santander 3.80 from 152 reviews
Credit Building Credit Card
from Vanquis 4.70 from 8167 reviews
Credit Cards
from Smile Bank 3.46 from 4 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub