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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Great credit terms

Easy to use, can pay early and has more features than I use at present, but I will use it more in the future. Reviewed on: 9th February 2026

the flex card is great.

the flex card is great. It has a really simple information on the app and is straightforward to pay back Reviewed on: 9th February 2026

Very good for investing and using daily tasks

Very good for investing and using daily tasks Reviewed on: 9th February 2026

Amazing bank with a superb credit card

Monzo is the best bank and they have the best credit card ever made in UK Reviewed on: 9th February 2026

The best credit card on the market.

The best credit card on the market. The name Flex is fully reflect the instalment options provided Reviewed on: 9th February 2026

Monzo Flex is fantastic!

Monzo Flex is fantastic! It doesn’t feel like a normal credit card it’s like having your own personal CFO! It’s transparent, easy to use and manage and most importantly respects you’re lifestyle by letting you decide how and when you pay! Reviewed on: 9th February 2026

Perfect very handy to have.

Perfect very handy to have. Would definitely recommend Reviewed on: 9th February 2026

Best Bank ever!

I have had no reason to regret banking with Monzo. Excellent customer service without having to interact with anyone. No protocols, no bureaucracy, just excellent service everytime! Reviewed on: 9th February 2026

Thumbs up monzo

No issue so far.. thumbs up monzo Reviewed on: 9th February 2026

Great card, love the flexibility !

Great card, love the flexibility !! Also the UI with payments upcoming and moving them about is fantastic!! Reviewed on: 9th February 2026

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