Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3171 reviews)

View other Monzo products

4.97

Based on 3,171 reviews, last reviewed 21st Apr 2026

12880% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Flex card has been great so far, able to control pay... Flex card has been great so far, able to control paying it off before the interest gets charged is a massive help. Reviewed on: 21st April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3171)

I use it wisely and pay off in good time.

I use it wisely and pay off in good time. Reviewed on: 9th February 2026

I just find monzo an excellent brand easy to naviga...

I just find monzo an excellent brand easy to navigate and very helpful just beilliant Reviewed on: 9th February 2026

When I signed up for monzo. And flex

When I signed up for monzo. I discovered monzo flex and I love it you can work around your money payments. Its and brilliant to have. You can pay more off when ever you want and lower your payments. It is a 10/10 for me. Thank you monzo Reviewed on: 9th February 2026

Absolutely outstanding bank 5 star

Absolutely outstanding bank 5 star Reviewed on: 9th February 2026

Monzo is great because moving money between savings...

Monzo is great because moving money between savings and current accounts is seamless. plus Monzo Flex is a credit card that processes transactions for purchases and payments to your balance instantly. It makes a lot of banks look old fashioned. Reviewed on: 9th February 2026

Easily the best credit card experience I have had.

Easily the best credit card experience I have had. Superb communication via app. Reviewed on: 9th February 2026

Great bank and flex is an amazing credit card, highl...

Great bank and flex is an amazing credit card, highly recommend. Reviewed on: 9th February 2026

The best in the business

One of the finest services in the whole sector. Reviewed on: 9th February 2026

It’s great that you can retrospectively go back and...

It’s great that you can retrospectively go back and flex a transaction. Truly flexible in every sense of the word. Reviewed on: 9th February 2026

I enjoy paying for products and services in instalme...

I enjoy paying for products and services in instalments to avoid interest. Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews
Credit card
from ASDA Money 2.61 from 104 reviews
Purchase credit cards
from MBNA 2.83 from 196 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub