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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3185 reviews)

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4.90

Based on 3,185 reviews, last reviewed 19th Jun 2026

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Genius credit card Genuinely genius way of individualising the different payments made on the Flex credit card, so (re-)payments can be made towards the cost of differen... Read more Reviewed on: 19th June 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3185)

Satisfied customer

Never had a bad transaction with this card. I find it very useful Reviewed on: 9th February 2026

Super easy and efficient.

Super easy and efficient. Many options to control your payments, the maximum amount. Monzo is always introducing new features and perks Reviewed on: 9th February 2026

Easy to switch to Monzo and a very good app which is...

Easy to switch to Monzo and a very good app which is easy to use and hold a wealth of detail about your accounts. Reviewed on: 9th February 2026

Easy to you and good internet banking system

Easy to you and good internet banking system Reviewed on: 9th February 2026

Flex is amazing

I’m quite new to credit cards and having Monzo flex has really helped me build my credit score. The ability to flex payments made from my current account is amazing because I always forget to use my credit card. In love with flex Reviewed on: 9th February 2026

The best bank Monzo give me the best products...

The best bank Monzo give me the best products Reviewed on: 9th February 2026

Great products and the 3 months interest free period...

Great products and the 3 months interest free period when spending £100 is probably the best feature! Reviewed on: 9th February 2026

Amazing ways to navigate and use

Amazing ways to navigate and use Reviewed on: 9th February 2026

My review of Monzo

I have had no bad experiences with Monzo, any questions or potential issues have been resolved quickly. Reviewed on: 9th February 2026

Strongly recommend, wish I’d joined sooner x

I joined Monzo as my son is with them, and since I have joined I applied for the Monzo flex card.it is so simple to use and great for the options of easy and flexible way to pay back what you use.I recommend Monzo 100%. Reviewed on: 9th February 2026

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