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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

Really simple and easy to use.

Really simple and easy to use. Great to monitor spend and change payments with ease. Reviewed on: 10th February 2025

Easy to apply, quick delivery

I've been in the UK for two years and I was very excited to get an offer to apply for Flex! I know how important a credit score is and this is an excellent way for me to build my credit score and apply for bigger purchases, like a home loan in future. The application was seamless, the values were correctly populated. The terms and conditions were clear and easy to read. I got my outcome within a minute and card delivered within 3 days! Excellent service! Reviewed on: 10th February 2025

Fast service, hassle free, reliable

Fast service, hassle free, reliable Reviewed on: 10th February 2025

Very good credit card hassle free

Very good credit card hassle free Reviewed on: 10th February 2025

Fantastic service with great UX

Fantastic service with a high quality user experience and journey, and allows a fantastic level of understanding and flexibility over credit, balances, payments, etc. Reviewed on: 10th February 2025

The platform is very user friendly, and the rates th...

The platform is very user friendly, and the rates they pay for saving pots are very good. Reviewed on: 10th February 2025

It’s easy to access and the customer service is alwa...

It’s easy to access and the customer service is always on hand to help Reviewed on: 10th February 2025

Excellent features, Flex is very convenient, great i...

Excellent features, Flex is very convenient, great interest rates too Reviewed on: 10th February 2025

Extremely user friendly and helps to manage your mon...

Extremely user friendly and helps to manage your money in a more diligent and insightful way! Reviewed on: 10th February 2025

The easiest bank account/credit card I’ve ever had.

The easiest bank account/credit card I’ve ever had. Monzo makes it so easy to budget and use my credit responsibly. Reviewed on: 10th February 2025

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