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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.97
Based on 3,171 reviews, last reviewed 21st Apr 2026
10700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

5

Flex card has been great so far, able to control pay... Flex card has been great so far, able to control paying it off before the interest gets charged is a massive help. Reviewed on: 21st April 2026
Sara L's avatar
Sara L

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
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JN
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3171)

I love the flexibility of this card!

5
I love the flexibility of this card! I can manage it really well Reviewed on: 9th February 2026
Dawn R's avatar
Dawn R

Really good credit card service compared to regular...

5
Really good credit card service compared to regular cards. Reviewed on: 9th February 2026
N M's avatar
N M

Best bank experience ever.

5
Best bank experience ever. I have had the pleasure of using Monzo for a few years and ca glassy say that it is the best back i have used Reviewed on: 9th February 2026
Matthew G's avatar
Matthew G

Another very good service from Monzo

5
Another very good service from Monzo with 0% interest for 3 months Reviewed on: 9th February 2026
Sergio's avatar
Sergio

Easy to had app and apply for cards and loans.

5
Easy to had app and apply for cards and loans. Reviewed on: 9th February 2026
Razwan A's avatar
Razwan A

The Best

5
Ease of transacting. Quick response to any enquiry Reviewed on: 9th February 2026
Mor's avatar
Mor

Very easy to use & manage.

5
Very easy to use & manage. Flex account helps alot in managing payments & 3 months interest free over 100£ is very helpful Reviewed on: 9th February 2026
Hamza A's avatar
Hamza A

Amazing perfect when answering quieted

5
Amazing perfect when answering quieted Reviewed on: 9th February 2026
Nathan B's avatar
Nathan B

MONZO FLEX

5
JUST AN ALLROUND GREAT COMPANY. HONEST GOOD AND RELIABLE Reviewed on: 9th February 2026
ANTHONY G's avatar
ANTHONY G

Best credit card, period!

5
They're just the best in terms of how easy it is to stay on top of your finances! I've got several other credit cards, and none come even close to providing a user experience like the one Monzo provides. I use Monzo every single month to manage large purchaeses, and not once has my credit use got out of control. Thank you Monzo! Reviewed on: 9th February 2026
Steven's avatar
Steven

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