Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Amazing ways to navigate and use

Amazing ways to navigate and use Reviewed on: 9th February 2026

My review of Monzo

I have had no bad experiences with Monzo, any questions or potential issues have been resolved quickly. Reviewed on: 9th February 2026

Strongly recommend, wish I’d joined sooner x

I joined Monzo as my son is with them, and since I have joined I applied for the Monzo flex card.it is so simple to use and great for the options of easy and flexible way to pay back what you use.I recommend Monzo 100%. Reviewed on: 9th February 2026

App is very easy to navigate and understand, flexibl...

App is very easy to navigate and understand, flexible products Reviewed on: 9th February 2026

Monzo my number 1 bank

Monzo’s customer services is excellent. If you have a problem it’s solved in hours not days. Nothing is too much trouble. I was dubious about digital Bank but it is truly brilliant. Reviewed on: 9th February 2026

Flex is great

I use flex for large payments which I need to space over a longer period of time. This is extremely useful, it is set out clearly and I know which period is interest free and have the option to increase the period and be charged interest Reviewed on: 9th February 2026

Great experience with credit cards

Great experience with credit cards Reviewed on: 9th February 2026

I use it wisely and pay off in good time.

I use it wisely and pay off in good time. Reviewed on: 9th February 2026

I just find monzo an excellent brand easy to naviga...

I just find monzo an excellent brand easy to navigate and very helpful just beilliant Reviewed on: 9th February 2026

When I signed up for monzo. And flex

When I signed up for monzo. I discovered monzo flex and I love it you can work around your money payments. Its and brilliant to have. You can pay more off when ever you want and lower your payments. It is a 10/10 for me. Thank you monzo Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews
Zero Credit Card
from Santander 4.20 from 21 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1148 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub