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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Flex is amazing

I’m quite new to credit cards and having Monzo flex has really helped me build my credit score. The ability to flex payments made from my current account is amazing because I always forget to use my credit card. In love with flex Reviewed on: 9th February 2026

The best bank Monzo give me the best products...

The best bank Monzo give me the best products Reviewed on: 9th February 2026

Great products and the 3 months interest free period...

Great products and the 3 months interest free period when spending £100 is probably the best feature! Reviewed on: 9th February 2026

Amazing ways to navigate and use

Amazing ways to navigate and use Reviewed on: 9th February 2026

My review of Monzo

I have had no bad experiences with Monzo, any questions or potential issues have been resolved quickly. Reviewed on: 9th February 2026

Strongly recommend, wish I’d joined sooner x

I joined Monzo as my son is with them, and since I have joined I applied for the Monzo flex card.it is so simple to use and great for the options of easy and flexible way to pay back what you use.I recommend Monzo 100%. Reviewed on: 9th February 2026

App is very easy to navigate and understand, flexibl...

App is very easy to navigate and understand, flexible products Reviewed on: 9th February 2026

Monzo my number 1 bank

Monzo’s customer services is excellent. If you have a problem it’s solved in hours not days. Nothing is too much trouble. I was dubious about digital Bank but it is truly brilliant. Reviewed on: 9th February 2026

Flex is great

I use flex for large payments which I need to space over a longer period of time. This is extremely useful, it is set out clearly and I know which period is interest free and have the option to increase the period and be charged interest Reviewed on: 9th February 2026

I use it wisely and pay off in good time.

I use it wisely and pay off in good time. Reviewed on: 9th February 2026

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