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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2511)

Mostly had good experiences with Monzo.

Mostly had good experiences with Monzo. Only thing bad has been waiting for a response for weeks about an issue. Reviewed on: 9th February 2025

Convenient, reliable and modern to use.

Convenient, reliable and modern to use. Better than other banks Reviewed on: 9th February 2025

It’s been amazing.

It’s been amazing. By far the best I’ve used so far. Easy to use, track your spending and payments easily, pay in 3 months interest free, can pay early, can edit payment plan, can do everything. It’s been amazing. Big ups to the Monzo team Reviewed on: 9th February 2025

I have been with Monzo for years and it’s by far the...

I have been with Monzo for years and it’s by far the best experience in the banking world and I will stay with them forever Reviewed on: 9th February 2025

Your only bank

Best experience ever , user friendly Reviewed on: 9th February 2025

Reliable bank!

Reliable bank!Best bank for me. Services are very outstanding. Reviewed on: 9th February 2025

Easy and convenient

Flex is so so easy to use and so convenient for everyday use! The design is set out so it is easy to use and easy to find balance and due dates. Reviewed on: 9th February 2025

My experience is very good monzo service very fast a...

My experience is very good monzo service very fast and satisfied I like it very much due to excellent service I never need any other bank account Reviewed on: 9th February 2025

Interest free instalments plan for three months.

Interest free instalments plan for three months. Reviewed on: 9th February 2025

Monzo is the best easiest and most user friendly...

Monzo is the best easiest and most user friendly bank I've ever used! So easy to track my money. Reviewed on: 9th February 2025

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