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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3171 reviews)

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4.97

Based on 3,171 reviews, last reviewed 21st Apr 2026

10700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Flex card has been great so far, able to control pay... Flex card has been great so far, able to control paying it off before the interest gets charged is a massive help. Reviewed on: 21st April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3171)

Best flexible card.

Excellent flexible card. I do all my food shopping plus other purchases on this card and pay off monthly. What I love about this flex card is that it gives you the option to reduce or increase payments Reviewed on: 9th February 2026

Easy to use and monitor via the mobile app.

Easy to use and monitor via the mobile app. It is flexible payment terms which make it an excellent card to use. Reviewed on: 9th February 2026

Never had a bad experience, always there to help and...

Never had a bad experience, always there to help and resolve any issues quickly. Reviewed on: 9th February 2026

Monzo is absolutely great, so easy to use and the te...

Monzo is absolutely great, so easy to use and the team are extremely helpful. Reviewed on: 9th February 2026

All round best bank.

All round best bank. Service, reliability, customer care all 5 star Reviewed on: 9th February 2026

Always there.

Always there. To lend a helping hand Reviewed on: 9th February 2026

Quick application process, increased credit line as...

Quick application process, increased credit line as promised and everything's transparent. Reviewed on: 9th February 2026

Monzo is great!

Monzo is great! Helped me rebuild my credit with better saving options and with the flex build credit card. Now my score is getting better every month and i am managing my money better all thanks to monzo! Reviewed on: 9th February 2026

I have recommended Monzo to all my friends and I act...

I have recommended Monzo to all my friends and I actually moved my savings, salary and direct debit to monzo for the ease of use, security and excellent support 24/7. What i love about flex is the ability to spread emergency costs easily without breaking the bank or paying excess fees. Reviewed on: 9th February 2026

Solid app, customer service, fin insights!

Solid app, good customer service. Brilliant notifications in advance. Very flexible app with loads of insights Reviewed on: 9th February 2026

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