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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2511)

Customer service is great and they’re always ahead o...

Customer service is great and they’re always ahead of the game Reviewed on: 9th February 2025

I just wanted to share how happy I am with Monzo!

I just wanted to share how happy I am with Monzo! The app is super easy to use, the features are great, and the customer service has been fantastic. Managing my finances has never been this smooth, and I really appreciate the transparency and innovation you bring to banking. Reviewed on: 9th February 2025

Very good breakdown!

Very good breakdown of what your spending looks like! Reviewed on: 9th February 2025

Monzo understands what we need the most

Monzo understands what we need the most Reviewed on: 9th February 2025

Very simple and convenient to use, super user friendly

Very simple and convenient to use, super user friendly Reviewed on: 9th February 2025

Monzo has been a blessing

Monzo has been one of the least stressful banks I've had to deal with. Their services, offers and packages are fantastic. I think the fact that I can visibly see, every day, that Monzo are striving for excellence and improvement is what keeps me confident in them. I have skipped many offers to join other banks offering some sort of joining fee/prize, and that speaks for itself because I'd rather lose out on some extra money than leave a bank I love. Monzo comes highly recommended by me! Reviewed on: 9th February 2025

Very impressive savings and loan options.

Very impressive savings and loan options. Reviewed on: 9th February 2025

Best App with User Experience

Lovely. Mknzo is the best banking experience in UK. App is having best user experience. Reviewed on: 9th February 2025

Very good on all the services, but would like to see...

Very good on all the services, but would like to see mortgages and pensions we can pay into. Reviewed on: 9th February 2025

Great service with loads of game changers early paym...

Great service with loads of game changers early payments great credit card keep up the good work Reviewed on: 9th February 2025

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