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Monzo: Flex Purchase credit card reviews

4.95
Based on 2,511 reviews, last reviewed 24th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025
Lauren B's avatar
Lauren B

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025
Zack's avatar
Zack

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

Monzo flex - easy to use

5
Very easy to use and great to help manage debt as it’s easy to adjust monthly payments. Reviewed on: 9th February 2025

Monzo is great!

5
The app is a game changer! They offer brilliant features and services and help me manage my money better and organise everything in one place. Brilliant! Reviewed on: 9th February 2025

World class trade of use, great flex all of the time...

5
World class trade of use, great flex all of the time with no games Reviewed on: 9th February 2025

Love the ease of use, and how great the app to see e...

5
Love the ease of use, and how great the app to see everything. I like being able to adjust my monthly payment for just one item or for the whole month. Reviewed on: 9th February 2025

Great bank, great feature and service

5
Easy to set up. Good savings tools and fair lending policies. Great bundled benefits in paid for accounts. Reviewed on: 9th February 2025

Five stars

5
Used the card for over 8 months now. It’s easy to use, flexible and versatile. Could not recommend this enough. Five stars all the way. Reviewed on: 9th February 2025

Very easy product from a great company.

5
Very easy product from a great company. Reviewed on: 9th February 2025

Really good would definitely recommend

5
Really good would definitely recommend Reviewed on: 9th February 2025

Good good Good good Good good Good good Good good Go...

5
Good good Good good Good good Good good Good good Good Good good Good good Good good Good good Good good Good good Reviewed on: 9th February 2025

Great facility and brilliant customer service when n...

5
Great facility and brilliant customer service when needed Reviewed on: 9th February 2025

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