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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 12th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2510)

Excellent bank

The best service I have ever had Reviewed on: 9th February 2025

Monzo is a excellent bank the app is very easy to us...

Monzo is a excellent bank the app is very easy to use they have great benefits Reviewed on: 9th February 2025

Brilliant bank/ love monzo!

Brilliant bank. Very easy navigation on app. Awesome customer services when i have needed them. Great perks (for paid membership) Reviewed on: 9th February 2025

My new main bank!

Good features and service, and a great app. Has become my main bank. Reviewed on: 9th February 2025

Monzo Flex has helped me with multiple big purchases...

Monzo Flex has helped me with multiple big purchases, and emergency bills or spending. They make the finance options extremely simple and reasonable. Reviewed on: 9th February 2025

Great product

Great product and I love it. It makes expenses easy for me. Reviewed on: 9th February 2025

Flex would be unreal but they never approve it?

Flex would be unreal but they never approve it? So for that reason I cannot recommend the flex interest free payments Reviewed on: 9th February 2025

Easy to use.

Easy to use. And like it’s name flexible and adaptable to my budget and finance. Reviewed on: 9th February 2025

I found using monzo very flexible and easy and fast...

I found using monzo very flexible and easy and fast way for daily use Reviewed on: 9th February 2025

The Best Online Bank.

Fantastic service with great offers. The best online bank. Reviewed on: 9th February 2025

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