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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2511)

The Best Online Bank.

Fantastic service with great offers. The best online bank. Reviewed on: 9th February 2025

Excellent for someone like me to use including the a...

Excellent for someone like me to use including the app it's easy to navigate Reviewed on: 9th February 2025

Monzo - Perfect All Rounder

Monzo is an excellent banking service with perfect budgeting tools for easy views of where and when you are spending. Monzo Flex is the ideal mix of credit card functions and pay later budgeting. I can’t fault either product. With excellent Savings rates and customer support it’s the perfect all rounder bank. Reviewed on: 9th February 2025

Best app by far, I wouldn't even consider using othe...

Best app by far, I wouldn't even consider using other banks just because of the app, the others need to step up there game. Reviewed on: 9th February 2025

Lots of payment options & feels friendly to use.

Lots of payment options & feels friendly to use. Reviewed on: 9th February 2025

Very helpful team, no nonsense approach with clear a...

Very helpful team, no nonsense approach with clear and understanding answers, great bank. Reviewed on: 9th February 2025

Flex is the best

Very quick and easy service. Perfect for budgeting. Reviewed on: 9th February 2025

I have been with Monzo for a while now and find it e...

I have been with Monzo for a while now and find it easy and flexible. Reviewed on: 9th February 2025

It makes it easy to repay individual purchases and n...

It makes it easy to repay individual purchases and not loose control of spending. Reviewed on: 9th February 2025

Excellent banking services from monzo

Monzo provides options for saving, good rate on flex credit card Reviewed on: 9th February 2025

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