Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo is easy to use and I feel looked after as a cu...

Monzo is easy to use and I feel looked after as a customer Reviewed on: 9th February 2026

Fantastic service, always ready to help when a situa...

Fantastic service, always ready to help when a situation occurs. Gives you a lot of flexibility and options when it comes to managing money and purchases whatever the reason may be. The app gives a lot of benefits also Reviewed on: 9th February 2026

My experience with Monzo is excellent, support is al...

My experience with Monzo is excellent, support is always amazing and helpful Reviewed on: 9th February 2026

It has built my credit score up slowly getting me ou...

It has built my credit score up slowly getting me out of debt hopefully this year I will be debt free hopefully by the summer Reviewed on: 9th February 2026

Never had a problem super helpful

Never had a problem super helpful Reviewed on: 9th February 2026

Brilliant bank

Been with for many years. Never any problems. Flex is fantastic. Reviewed on: 9th February 2026

I love the flex account.

I love the flex account. I think it’s so useful and so helpful for everyday purchases and those one off needs. Reviewed on: 9th February 2026

Best bank with excellent service and offerings

Best bank with excellent service and offerings Reviewed on: 9th February 2026

Excellent product with highly configurable options....

Excellent product with highly configurable options and plans. App is very clear as to how much repayments will be with the option to pay back early. Reviewed on: 9th February 2026

Helped my credit score

Monzo makes the credit card understandable and has helped me to raise and maintain a solid credit score. Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Metro Bank 4.71 from 880 reviews
Everyday Credit Card
from Santander 3.66 from 26 reviews
Credit card
from PayPal 4.66 from 125 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1148 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub