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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

Strong and reliable

Very reliable and interest flexible Reviewed on: 9th February 2025

Fantastic Monzo

Adore Monzo - so easy to use and look forward to the exiting new features! Reviewed on: 9th February 2025

Very simple and easy to use.

Very simple and easy to use. User interface is incredibly intuitive and presents to me my options in a very readable and accessible manner. Reviewed on: 9th February 2025

A very useful card but a higher credit limit would b...

A very useful card but a higher credit limit would be helpful Reviewed on: 9th February 2025

very easy and flexible terms and conditions.

very easy and flexible terms and conditions. App easy to use. I think Monzo is friendly bank Reviewed on: 9th February 2025

I found it to be the best because I always I have en...

I found it to be the best because I always I have enough time to repay, enough plan options to choose from(with no interest and interest options), I don't need to contact them for increments it's done automatically just to approve by me.flexible to use and acceptable everywhere Reviewed on: 9th February 2025

Great Service

Good Service, Easy to access, user friendly app. Reviewed on: 9th February 2025

Innovative product that helps spread the cost of lar...

Innovative product that helps spread the cost of larger purchases across 3 months with no interest. Great UX during purchase. Reviewed on: 9th February 2025

Love flexing transactions and paying off over 3 months.

Love flexing transactions and paying off over 3 months. Reviewed on: 9th February 2025

Very easy to use.

Very easy to use. I really like the pay in three but also having the option to spread my payments over a longer period is excellent Reviewed on: 9th February 2025

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