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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

App is very good, being paid early is a massive plus.

App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025

Love love love Monzo.

Love love love Monzo. Helped me rebuild my credit score and also afford a holiday to Chamonix, France. Reviewed on: 17th April 2025

Easy to apply for and use!

Easy to apply for and use! Using it on a day to day basis is easy and the repayment options either in full or instalments are great. Finally the ability to change from paying in full to instalments and the flexibility it supplies is great. Reviewed on: 17th April 2025

It’s just amazing.

It’s just amazing. I love the app and the features. App is easy to use and straight forward. Flex is amazing. The fact you can pay over 3 months interest free too, just wow! Reviewed on: 17th April 2025

Its a nice app to manage.

Its a nice app to manage.i used monzo for every purchases and I really loved the flex card Reviewed on: 17th April 2025

Monzo is great

Always enjoyed using Monzo. Easy to use and great customer sert Reviewed on: 17th April 2025

Love the flexi credit card works perfectly for me

Love the flexi credit card works perfectly for me Reviewed on: 16th April 2025

Intuitive, slick and competitive.

Intuitive, slick and competitive. I'd recommend Monzo Flex to anyone wanting an evolved version of what a credit card can be. Reviewed on: 16th April 2025

The app is great, easy to navigate and shows everyth...

The app is great, easy to navigate and shows everything I need. The Flex card is the best financial product I've ever used. Reviewed on: 16th April 2025

Easy to use can see exactly where I am with flex and...

Easy to use can see exactly where I am with flex and loan calculator to help if you want to pay more shows then how much saved in interest keep pots for things amazing Reviewed on: 16th April 2025

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