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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.97
Based on 3,086 reviews, last reviewed 27th Mar 2026
57000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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2%
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Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026
Hugo Marfani's avatar
Hugo Marfani

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Flex has helped me in my mission to rebuild my credi...

5
Flex has helped me in my mission to rebuild my credit score. Reviewed on: 1st April 2025
Christopher D's avatar
Christopher D

Instant transfers clear app good savings interest fl...

5
Instant transfers clear app good savings interest flex useful and interest free for short term borrowing Reviewed on: 1st April 2025
Carole B's avatar
Carole B

Funny chaps.

5
Funny chaps. Monzo Flex is the best credit card I've had- interest free over 3 months makes it the most useful card ever. Reviewed on: 31st March 2025
Jordan R's avatar
Jordan R

Monzo gave me support on monty matters

4
Monzo gave me support on monty matters Reviewed on: 31st March 2025
Rhoda O's avatar
Rhoda O

Best bank out there very competitive, gives the best...

5
Best bank out there very competitive, gives the best exchange rate whilst I was away in Jamaica. Reviewed on: 30th March 2025
Christopher C's avatar
Christopher C

Very nice and superb

5
Very nice and very smooth to operate and use for everyone Reviewed on: 30th March 2025
Udham S's avatar
Udham S

Monzo is providing good service and friendly app

5
Monzo is providing good service and user friendly good customer support Reviewed on: 30th March 2025
Bibin v's avatar
Bibin v

Good card

5
For the moment.. Good concept.. Ok Reviewed on: 30th March 2025
Alexandru Lucian T's avatar
Alexandru Lucian T

Pure perfection

5
Perfect experience where there is nothing to explain. A single paragraph of text is enough to understand everything about the card, how it's used and how valuable it it Reviewed on: 30th March 2025
Yurii P's avatar
Yurii P

Empathetic

5
Monzo is there whenever I need them. They even anticipate when I'm going to need them and reach out. They are empathetic, very understanding. Reviewed on: 29th March 2025
Marisa S's avatar
Marisa S

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