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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

Great app

App is great. Flex gives you lots of control over which expenses to pay over which period of time Reviewed on: 10th April 2024

It’s been amazing, very easy to use and transparent

It’s been amazing, very easy to use and transparent Reviewed on: 10th April 2024

Very good.

Very good. Lots of control over my money Reviewed on: 10th April 2024

Amazingly easy!

Amazingly easy! Really appreciate the flexibility that comes with Monzo Flex. Reviewed on: 10th April 2024

Decent card

Fair credit limits, quick customer service. Decent card. Reviewed on: 10th April 2024

We’re in an open relationship

As a customer I feel supported and there’s a personality to this bank despite being entirely online! I trust Monzo but I also feel trusted by them too and where credit is involved, that matters. Reviewed on: 10th April 2024

When you need it helps you alot for spending money...

When you need it helps you alot for spending money Reviewed on: 10th April 2024

Unique customer banking approach

Monzo has helped me to keep track of my finances and region my financial stability due to their customer centred banking approach which is unique Reviewed on: 9th April 2024

Very easy to manage

3 months interest free installment plan is very useful. Very easy user interface in the app. Reviewed on: 9th April 2024

Best credit card

Excellent product and very easy to use Reviewed on: 9th April 2024

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