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Monzo: Personal Loan reviews

Name: Personal Loan
Rating: 4.92 (125 reviews)

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4.92

Based on 125 reviews, last reviewed 25th Mar 2026

1100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Vedy good servise.perdect Vedy good servise.verynice servise Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor Loan Service too expensive compared to competitors I was granted for a loan up to £16k but the APR was expensive. I managed to get one with a competitor for 4.9%. How can we support a bank we are co... Read more Reviewed on: 12th March 2023

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About this product

Monzo personal loans are available for up to £25,000.

In the Monzo app, your loan sits alongside your pots, so you can see the progress you're making. You can also give it a name and add an image of your choice.

Monzo personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Personal Loan reviews (125)

Review of the Monzo, Personal Loan:

Best Bank about!

I love how user friendly and easy to manage my loan is on the app. Customer service and experience is second to none. Reviewed on: 3rd March 2023

Great Banking App

Monzo is a fast and efficient banking app. Excellent and easy to navigate with lots of different banking options. I have never had to contact customer services so not had the experience of dealing with that but all over great banking. Money is safe and secure and easy to access. I applied for a personal loan and within minutes had a decision and within hours it was in my account. Great service. Reviewed on: 7th April 2023

Perfect bank

I using Monzo from 2019 and this is the best bank in the world everything is so good and easy. Reviewed on: 7th April 2023

Monzo flex

with monzo flex my finances are more in control Reviewed on: 6th April 2023

Amazing experience

Monzo has been a revelation. They make banking easy. They act professionally when dealing with complaints and they've twice given me loans with little or no hassles Reviewed on: 6th April 2023

Dimitar

I have been using monzo actively for 6 months and I am very happy with it. I have had monzo for three years Reviewed on: 6th April 2023

Good

Very good banking in United Kingdom Reviewed on: 6th April 2023

Easy to manage

Great financial service. Easy to use and set up. Reviewed on: 6th April 2023

Fantastic home

Great range of financial products! Reviewed on: 6th April 2023

Fantastic

The most helpful company with getting a loan fantastic Reviewed on: 6th April 2023

Another intelligent product

Not being penalised for making early payments - excellent attitude and morals from an already brilliant company. It just makes sense. Reviewed on: 6th April 2023

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