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MotoNovo: Car finance reviews

4.01
Based on 1,334 reviews, last reviewed 23rd Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy straight forward application. Easy straight forward application. Great online account. Reviewed on: 16th April 2026
Andrew Moore's avatar
Andrew Moore

Latest lowest rating:

1

Would leave zero stars if I could! Would leave zero stars if I could! I have been paying Motonovo to finance a car on PCP since 2023. The car has had endless problems with it that has l... Read more Reviewed on: 23rd September 2026
Joe Andrews's avatar
Joe Andrews

About this product

MotoNovo is a car finance provider.

MotoNovo offer finance through dealer partners, so instead of you buying the vehicle outright, they purchase it from the dealer and you make monthly repayments to MotoNovo over a set period of time.

MotoNovo reviews help you find out what it’s really like to be a customer. If you’ve used MotoNovo before, you can also leave a review and share your experience.

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MotoNovo Car finance reviews (1334)

Warm and Welcoming

5
I am very happy with my experience using Motonovo finance after expressing worries about not qualifying for finance, the team were very warm and friendly and went the extra mile making me feel very included in the process. Reviewed on: 12th April 2018

Bailiffs because of their complete lack of Caring

1
If I could give 1 star I would. The agreement went as planned however the problem arose a few months after I handed the vehicle back. MotoNovo had not filled out the V5C correctly so the car was still in my name. I then started getting bailiffs knocking on my door in regards to the vehicle. Obviously annoyed I phoned MotoNovo and asked for a letterheaded document clarifying the vehicle was no longer in my possession at the time of the fines being issued. we are now 10 days later, 20 phone calls, and 4 bailiff visits later and still no letter. My vehicle got clamped after 3 days so I have had to get trains and taxis etc. To make matters worse I then received a letter from MotoNovo apologising for the issues but saying they are glad they resolved the Issue, what a joke. Reviewed on: 6th April 2018

Perfect

5
Perfect for what I needed at the time Reviewed on: 14th January 2018

Unhelpful in hard times.

1
I was happy with the service until my situation changed. My husband was diagnosed with lung cancer, he had the lung removed and was off work (unpaid) I got made redundant and money was very tight, rang up to see if there was any assistance they could offer, such as a short payment holiday until we got our finances sorted and were back on our feet, I wouldn’t have even minded if the length of the agreement term had been extended with extra interest......but i got nothing, all they could come up with is that i would have had to sell the car if i couldn’t make payments and i would probably still owe them money, this was not a option as i needed the car to get my ill husband to and from hospital. We have had to borrow money off family and i have fallen behind on paying other bills ( thankfully THEY have been helpful) not to mention to added stress it’s caused myself and my husband all because of Motonovo’s attitude, what makes it worse is this is the second loan i’ve had with them and i’ve always paid on time. I won’t be going with them again. Reviewed on: 1st December 2017

Quick and hassle free

5
Let us know we had been accepted straight away and the interest rate was very reasonable for car finance. Reviewed on: 1st July 2017

simple and easy process

5
finance was sorted in no time at all Reviewed on: 1st July 2017

Excellent

5
My experience was very efficient and very straight forward. I was very very impressed with the customer service and would defiantly recommend to friends and family. Reviewed on: 30th June 2017

Fab service

5
Brilliant service, quick and responsible lending. Discussion on gap insurance also with everything explained in detail. Reviewed on: 30th June 2017

Great help , need there online page little more simple

5
Could do with making thing more clear at the start of the agreement form can take a little while to understand what's going on , e.g. How much it's going to cost for how many months and when the money is going to start coming out of your account Reviewed on: 30th June 2017

Excellent service

5
Very quick response, excellent service, frequent information keeping you up to date. Reviewed on: 30th June 2017

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