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NatWest: Adapt Account reviews

4.51
Based on 72 reviews, last reviewed 3rd Apr 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
3 star
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0%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

NatWest Rooster Money is a good app for managing chi... NatWest Rooster Money is a good app for managing children’s finances and teaching them how to save and spend responsibly. The interface is easy to use... Read more Reviewed on: 3rd April 2026
Simonne Ghica's avatar
Simonne Ghica

Latest lowest rating:

2

Shocking Absolutely useless.what is the point in having a adapt account.my boy can't transfer money to anyone.when we request money from him via a link.it say... Read more Reviewed on: 13th October 2023
Matthew 261278's avatar
Matthew 261278

About this product

The NatWest Adapt Account is designed for children aged 11-17. This free account is compatible with both Apple Pay and Google Pay and has access to NatWest’s mobile banking app. Adapt Accounts for under 16 year olds must be opened by a parent or guardian who is an existing NatWest customer.

Choosing the right bank account for your child can be difficult, especially if it’s their first time opening one. The NatWest Adapt Account reviews on Smart Money People are left by real people with real experiences with the account. Find out the best parts of the Adapt Account, and which aspects parents think could be improved upon.

If you’re considering the Adapt Account for your child, learn more about it by reading our reviews first. Find out why parents chose this account for their child and if they’re glad they did. Read about genuine experiences with the customer service team to find out how swiftly queries and concerns have been resolved. Learn whether customers would recommend this account to family and friends. Make an informed decision about your child’s finances by reading our NatWest Adapt Account reviews.

If you have experience with the Adapt Account, write an honest review today. How long has your child had this account open? Do you feel that the account is well designed for young spenders? Does the mobile app have good money management features to help children learn? Share any experiences you’ve had with the customer service team. Whether good or bad, leave a NatWest Adapt Account review today. Together, we can help people like you make better financial decisions.

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NatWest Adapt Account reviews (72)

Nat west care about your money

5
My friend and I has had a few hick ups but it was in our best interest Reviewed on: 20th March 2023

It is a good app overall

5
I like the option where you can put different cards in the same app Reviewed on: 19th March 2023

Amazing bank app i know excatley what im doing with ease

5
Natwest staff are brilliant, they try very hard to solve any problems you have and they are very friendly and polite Reviewed on: 18th March 2023

Good card

4
I m work factory.Good job Pallethorpes Bakery Market Drayton. Reviewed on: 16th March 2023

Great

5
Amazing online banking and very secure Reviewed on: 15th March 2023

Had one for years, amazing

5
Also help with any issues I may have Reviewed on: 13th March 2023

Best bank ever!

5
I have banked with Natwest for years and they have always provided me with a very quality service. Always there to answer and help with queries. I would always bank with Natwest and not move services elsewhere. Reviewed on: 12th March 2023

Great bank

5
Polite and experienced staff. Always helpful. The Nat West App is easy to use and secure. Reviewed on: 10th March 2023

Great bank

5
A wonderful bank to save and manage money, as well as you need help, very quick to respond and friendly. I am listening because I have an account with them Reviewed on: 10th March 2023

Good, clear & efficient service

5
My young daughter made an on line payment to a scam company. I rang the Nat West fraud team who dealt with it efficiently, explaining the steps taken and refunding the lost money immediately. Can't ask for anything more. Reviewed on: 9th March 2023

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