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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3309 reviews)

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4.89

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Best Credit Company Ever!

Aqua is one of the best credit card company. Customer service is superb and they try to avoid unnecessary deductions. I have also noticed that they don’t quickly report you to credit control organisations when you pay late. I have been with them for close to 3yrs and I am not regretting using them. Reviewed on: 11th May 2023

Great for building credit

Easy to use app to keep on top of my finance's and clear messaging. Reviewed on: 11th May 2023

Customer first

Easy to navigate around the app. When payment date is due, always sending plenty of notice and information about the total to be collected and a breakdown of what is taken. When it comes to increasing the amount you can borrow, they are careful and always consider what is affordable and not just pushing you into more debt. Highly recommended. Customer services are always polite and helpful Reviewed on: 11th May 2023

fantastic card

I am very happy with their time to time offer like balance transfer etc and aqua really helped me when ever i need ir Reviewed on: 11th May 2023

What more can you ask for?!

Great way to get into holding and managing credit. Aqua are transparent, helpful, and intuitive. Great stuff!! Reviewed on: 11th May 2023

Credit Card Crazy

The aqua card has helped me build my credit score to the highest it’s ever been. It’s also helped me financially especially in this current economy. I would highly recommend Reviewed on: 11th May 2023

Aqua credit card

Best credit card I have ever had Reviewed on: 11th May 2023

Great credit card

Super easy app to use, staff always helpful when you get in contact with them. You can set up direct deposits so you never miss a payment. They use multiple forms on communication so you know exactly what’s going on with your credit card Reviewed on: 11th May 2023

Helpful Staff, reminders and Aqua were able to help during a tough time i had

I have a large account with aqua due to a change in my life and with there help I was able to replace white goods and pay essential bills, Aqua even gave me a credit card holiday when I was unable to pay, I get frequent reminders for future payments which allows me to plan and make the payments on time, the staff are very helpful and have actioned all my requests quickly, very happy with the good customer service and will continue to use them going forward. Reviewed on: 11th May 2023

Goo service

Had an AQUA card nearly 3 years never had a problem, credit limit increased a few times, when I had to contact them, which has been rare, I have received a satisfactory response. Reviewed on: 11th May 2023

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