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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Reliable and suitable

5
App is super easy to use and updates pretty much straight away when making payments. Best credit card i have and i have a few. Reviewed on: 29th June 2022

Never had any problems

5
Aqua has mad it easy and simple for me to understand my credit and transactions, amazing Reviewed on: 29th June 2022

Mr P Ganeshalingam

5
Good Customer Service, Thank you Reviewed on: 29th June 2022

Easily manageable credit card for building score

5
It really helps you building credit score and has a good mobile app that helps you manage you spends. Reviewed on: 29th June 2022

Excellent Credit service

5
I started building my credit with effective help from Aqua and appreciate their trust and excellent service they offered to me. Reviewed on: 28th June 2022

The App is good

4
There's nothing wrong with this service, the App is user-friendly. I picked this credit card to help boost my credit score as it has high interest. They increased my credit limit very quickly and unfortunately, due to the pandemic, I fell on hard times and ended up in loads of debt with massive interest repayments. It's mostly my own fault for getting myself into so much debt but I still feel like they're just like every other credit card company, happiest when you're in large amounts of debt, never managing to pay off the amount. I wouldn't recommend any credit card to friends or family. Reviewed on: 28th June 2022

Recommended

5
I use this card for long time and is very useful. Reviewed on: 28th June 2022

Aqua Credit Card

4
Great card & service no issues at all Reviewed on: 28th June 2022

Simple, straightforward

5
Aqua has been easy to use. The app is functional and informative. Reminders are helpful. Reviewed on: 28th June 2022

Overall great service

5
Haven’t once experience a problem. Transparent, easy to use and modern. Reviewed on: 28th June 2022

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